321 Spring Lake Rd, Columbia, SC 29206 Property Records

Richland County property record for 321 Spring Lake Rd, Columbia, SC 29206

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,094 sqft · built 1955
Lot Size	1.12 acres (49,000 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Oct 2020)
Tax Bill	$6,089 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16801-04-15`

Property Details

APN / Parcel Number

Primary APN	`16801-04-15`
Alternative APNs	`R16801-04-15` `00651164`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,094 sqft Heated Area
Gross Area	4,964 sqft
1st Floor Area	2,246 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,000 sqft (1.12 acres)
Lot Dimensions	245 ft deep x 200 ft wide
Porch	Slab
Porch Area	32 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00651164
Street Address	321 SPRING LAKE RD
City	COLUMBIA
State	SC
Zip	29206-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 13 & PT 14 BLK 9 200X245X200X245 #SU FOREST LAKE EST #PR M-137
Legal Subdivision	FOREST LAKE ESTATES
Legal Block	9
Legal Lot Number	13
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	4
Census Block	4052
Census Tract	11306

Owner

321 Spring Lake Rd is owned and occupied by an individual who bought it in October 2020.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	321 SPRING LAKE RD, COLUMBIA, SC 29206-2108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2020 · Amount on File
Deed Sale	Oct 12, 2020 · Amount on File
Deed Document Number	202054263
Deed Book / Page	2538 / 2051
Prior Transfer Date	Mar 27, 2013
Prior Transfer Doc	0018503595
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	321 SPRING LAKE RD, COLUMBIA, SC 29206-2108
Document Number	2538/2055
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SPRING LAKE RD COLUMBIA SC 292062108, COLUMBIA, SC 29206-2108

Mortgage

Document Number	2538/2055
Date	Oct 12, 2020
Book Page	002538/002055
Instrument	54264

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 321 Spring Lake Rd was $6,089.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Forest Acres City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,089.00		$902,160 (+4.04%)
2024		$782,900 (+2,774.93%)	$867,100 (+27.36%) Land $162,000 Building $705,100
2023	$5,233.00	$27,232	$680,800
2021	$4,635.00	$24,000	$600,000 Land $129,600 Building $470,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Spring Lake Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	68 units insured incl. 18 condo units
Nearby Flood Claims	11 (2015–2023)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Spring Lake Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	1,000 / 75
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20