321 Somerville Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 321 Somerville Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	4,220 sqft · built 1996
Lot Size	4.91 acres (213,880 sqft)
Owner	2 Individual Names on File
Last Sale	$1,868,500 (May 2025)
Tax Bill	$28,296 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-09401-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`02-09401-0000-00012`
Alternative APNs	`02001750000000340025` `020017500000003425`

Interior

Building Area	4,220 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	213,880 sqft

Location & Zoning

Old Parcel Number	020017500000003425
Street Address	321 SOMERVILLE RD
City	BASKING RIDGE
State	NJ
Zip	07920-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	KIMBERLY ESTATES
Legal Block	9401
Legal Lot Number	12
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52604

Owner

321 Somerville Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 SOMERVILLE RD, BASKING RIDGE, NJ 07920-2924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Dec 2, 2020	Bargain and Sale Deed, Construction Loan · Construction Mortgage NOMINEE FOR LOAN FUNDER LLC
Apr 24, 2019	Trustee's Deed, Foreclosure CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2025 · Amount on File
Deed Sale	May 8, 2025 · Amount on File
Prior Sale	Jan 19, 2022 · Amount on File
Deed Document Number	202511715
Deed Book / Page	7615 / 2023
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 19, 2022
Property Address	321 SOMERVILLE RD, BASKING RIDGE, NJ 07920-2924
Document Number	0000002787
Book / Page	7418 / 931
Instrument Date	Jan 5, 2022
Instrument	2022002787
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	AFRM TITLE AND ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,717.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 SOMERSET ST # ST2ND, 169, NORTH PLAINFIELD, NJ 07060-4829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SOMERVILLE RD, BASKING RIDGE, NJ 07920-2924

Mortgage

Document Number	0000002788
Date	Jan 19, 2022
Instrument	2022002788

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2020: Bargain and Sale Deed, Construction Loan

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 2, 2020
Property Address	321 SOMERVILLE RD, BASKING RIDGE, NJ 07920-2924
Document Number	0000060959
Book / Page	7279 / 2269
Instrument Date	Oct 13, 2020
Instrument	2020060959
Transaction Type	Construction Loan
Record Updated	Aug 18, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,541.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MORTGAGE WAY, 1, MOUNT LAUREL, NJ 08054-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 SOMERSET ST # 2ND, NORTH PLAINFIELD, NJ 07060-4829

Mortgage

Document Number	0000060960
Date	Dec 2, 2020
Instrument	2020060960

Lender

Name	NOMINEE FOR LOAN FUNDER LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SOMERSET NJ
Recording Date	Apr 24, 2019
Property Address	321 SOMERVILLE RD, BASKING RIDGE, NJ 07920-2924
Document Number	0000013700
Book / Page	007113 / 000849
Instrument Date	Mar 27, 2019
Instrument	13700
Transaction Type	Foreclosure
Record Updated	May 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 GREENWICH ST #14TH NEW YORK NY 100132375, 14TH, NEW YORK, NY 10013-2375

Tax Assessment & Valuation

The 2025 property tax bill for 321 Somerville Rd was $28,296, up 6.5% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,786,600 (+6.58%) Land $495,800 Building $1,290,800	$1,786,600 (+6.58%) Land $495,800 Building $1,290,800
2025	$28,296.00 (+6.47%)	$1,676,300 Land $491,500 Building $1,184,800	$1,676,300 Land $491,500 Building $1,184,800
2024	$26,576.00
2023		$1,396,300 Land $354,900 Building $1,041,400	$1,396,300 Land $354,900 Building $1,041,400
2022	$27,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Somerville Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Somerville Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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