321 Smithfield Blvd, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 321 Smithfield Blvd, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,246 sqft · built 1996
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Sep 2025)
Tax Bill	$3,864 (2026)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22L-01-004`

Property Details

APN / Parcel Number

Primary APN	`22L-01-004`
Alternative APNs	`5503264186` `5524`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,246 sqft Living Area
1st Floor Area	2,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	321 SMITHFIELD BLVD
City	SMITHFIELD
State	VA
Zip	23430-5962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	LOT 4 ASPEN WOODS PLAT 2-26-10
Legal Subdivision	ASPEN WOODS
Legal Lot Number	4
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1000
Census Tract	280106

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 SMITHFIELD BLVD, SMITHFIELD, VA 23430-5962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORPORATION
Sep 15, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC
Apr 23, 2025	Deed, Transfer CHARLES E ROBERTS ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Apr 23, 2025 · Amount on Record
Deed Document Number	20254106
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLE OF WIGHT VA
Recording Date	May 29, 2026
Property Address	321 SMITHFIELD BLVD, SMITHFIELD, VA 23430-5962
Document Number	0000002575
Instrument Date	May 23, 2026
Instrument	20262575
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	321 SMITHFIELD BLVD, SMITHFIELD, VA 23430-5962

Mortgage

Document Number	0000002575,
Date	May 29, 2026
Instrument	20262575

Lender

Name	COMMUNITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Sep 15, 2025
Property Address	321 SMITHFIELD BLVD, SMITHFIELD, VA 23430-5962
Document Number	0250004106
Map Reference	CAB 2 SL 26
Instrument Date	Sep 8, 2025
Instrument	250004106
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	321 SMITHFIELD BLVD, SMITHFIELD, VA 23430-5962

Mortgage

Document Number	0250004107
Date	Sep 15, 2025
Instrument	250004107

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Apr 23, 2025
Property Address	321 SMITHFIELD BLVD, SMITHFIELD, VA 23430-5962
Document Number	0250001650
Map Reference	CAB 2 SL 26
Instrument Date	Apr 21, 2025
Instrument	250001650
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20363 HAYES LN, SMITHFIELD, VA 23430-2228

Mortgage

Document Number	0250001651
Date	Apr 23, 2025
Instrument	250001651

Lender

Name	CHARLES E ROBERTS ETAL
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,864.00 (+20.83%)	$477,100 (+15.6%) Land $50,000 Building $427,100	$477,100 (+15.6%) Land $50,000 Building $427,100
2025	$3,198.00	$412,700 (-) Land $50,000 Building $362,700	$412,700 (-) Land $50,000 Building $362,700
2023		$412,700 Land $50,000 Building $362,700	$412,700 Land $50,000 Building $362,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	6 (2006–2019)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 8,089 people · EPA ID VA3093640
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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