321 Smith St, West Monroe, LA 71292 Property Records

Ouachita Parish property record for 321 Smith St, West Monroe, LA 71292

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,609 sqft · built 1955
Lot Size	1.05 acres (45,782 sqft)
Owner	Company Name on File
Last Sale	$195,000 (Jul 2026)
Tax Bill	$991 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Jul 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`82931`

Property Details

APN / Parcel Number

Primary APN	`82931`
Alternative APN	`272912`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,609 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	45,782 sqft (1.05 acres)
Storage Building	Storage Building
Total Buildings	5 Buildings

Location & Zoning

Street Address	321 SMITH ST
City	WEST MONROE
State	LA
Zip	71292-6050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.071 ACS IN SEC 4 T17N R3E FROM NW COR OF LOT G MARY E BLAZIER SUBD (PL BK 3-44), N89W 208.7 FT FOR POB, N89W 260.9 FT, S7W 208.7 FT, N89E 260.9 FT, N7E208.7 FT TO POB -LESS .179 AC BK 339-179-
Legal Range	03
Legal Township	17
Legal Section	04
Legal Subdivision	E BLAZIER SUBDIVISION
Legal Lot Number	G
Jurisdiction	OUACHITA LA
Township / Civil Division	B
Census Block Group	2
Census Block	2000
Census Tract	5900

Owner

321 Smith St is owned by a company that bought it in July 2026.

Source: Ouachita Parish records, as of August 11, 2026

Owner of Record	Company Name on File
Mailing Address	321 SMITH ST, WEST MONROE, LA 71292-6050
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed, Transfer · Line of Credit WINNSBORO STATE BANK AND TRUST
Jul 14, 2026	Deed, Transfer · Line of Credit WINNSBORO STATE BANK AND TRUST
Mar 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST COMPANY OF DELHI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Mar 27, 2024 · Amount on File
Deed Document Number	20261942731
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Jul 14, 2026
Property Address	321 SMITH ST, WEST MONROE, LA 71292-6050
Document Number	0001942731
Instrument Date	Jul 10, 2026
Instrument	20261942731
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0001942732,
Date	Jul 14, 2026
Instrument	20261942732

Lender

Name	WINNSBORO STATE BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Jul 14, 2026
Property Address	321 SMITH ST, WEST MONROE, LA 71292-6050
Document Number	0001942731
Instrument Date	Jul 10, 2026
Instrument	20261942731
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0001942732,
Date	Jul 14, 2026
Instrument	20261942732

Lender

Name	WINNSBORO STATE BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	321 SMITH ST, WEST MONROE, LA 71292-6050
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001892516
Date	Mar 27, 2024
Instrument	1892516

Lender

Name	GUARANTY BANK & TRUST COMPANY OF DELHI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 321 Smith St was $991, down 1% from the year before.

Source: Ouachita Parish assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$991.00 (-1%)	$4,950 (-) Land $790 Building $4,160	$49,500 (-) Land $7,900 Building $41,600
2024	$1,001.00 (+109.85%)	$4,950 (-) Land $790 Building $4,160	$49,500 (-) Land $7,900 Building $41,600
2023	$477.00 (+3.25%)	$4,950 (-) Land $790 Building $4,160	$49,500 (-) Land $7,900 Building $41,600
2022	$462.00	$4,950 Land $790 Building $4,160	$49,500 Land $7,900 Building $41,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 321 Smith St in Zone X, where a levee reduces flood risk, though there have been 27 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	27 (1979–2016)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 15 claims Severe Storms, Tornadoes & Flooding, May 1991 · 3 claims Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWC BROWNVILLE WATER SYSTEM private · serves 9,696 people · EPA ID LA1073004
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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