321 Smith Rd, Mount Holly, NC 28120 Property Records

Gaston County property record for 321 Smith Rd, Mount Holly, NC 28120 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Ranch
Year Built	Built 1974
Square Footage	1,468 sqft Heated Area
Lot Size	101,495 sqft (2.33 acres)
Occupancy	Owner Occupied
Tax Bill	$2,217.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14091 02407`
Alternative APNs	`179283` `959877`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,468 sqft Heated Area
Stories	1 Story
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	101,495 sqft (2.33 acres)
Porch	Porch
Porch Area	140 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 SMITH RD
City	MT HOLLY
State	NC
Zip	28120-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 091 024 07 000
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1000
Census Tract	31005

Owner

Source: Gaston County records · APN 14091 02407

Assessment roll updated August 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 SMITH RD, MOUNT HOLLY, NC 28120-9313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 1973
Deed Sale	May 10, 1973
Deed Book / Page	1110 / 846
Last Transfer Date	Aug 07, 2025
Transfer Doc	0055852461
Record Updated	Jun 08, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Sep 18, 2025
Property Address	321 SMITH RD, MOUNT HOLLY, NC 28120-9313
Document Number	0055852461
Book / Page	5585 / 2461
Instrument Date	Aug 07, 2025
Transaction Type	Transfer
Record Updated	Oct 07, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 SMITH RD, MT HOLLY, NC 28120-9313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SMITH RD, MT HOLLY, NC 28120-9313

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,217.00 (+2.73%)	$310,580 (-) Land $40,520 Building $270,060
2023	$2,158.00	$310,580 Land $40,520 Building $270,060
2021			$179,330 Land $28,020 Building $151,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.