321 Smith Dr, Laurel Park (Hendersonville), NC 28739 Property Records

Henderson County property record for 321 Smith Dr, Laurel Park, NC 28739

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,943 sqft · built 1958
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,484 (2025)
Deeds & Mortgages	Nov 2025 Transfer Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`9558765275`

Property Details

APN / Parcel Number

Primary APN	`9558765275`
Alternative APNs	`0113926` `113926`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,943 sqft Heated Area
1st Floor Area	1,554 sqft
Basement Area	778 sqft
Finished Basement	389 sqft
Unfinished Basement	389 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	200 sqft
Patio Area	64 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	113926
Street Address	321 SMITH DR
City	HENDERSONVILLE
State	NC
Zip	28739-4543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	113926~R-2
Legal Description	RHODODENDRON SEC LAUREL PARK LO10 PT 9,8 BL15 PLB-92A
Legal Subdivision	LAUREL PARK ESTATES (0935)
Legal Block	76
Legal Lot Number	5275
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1028
Census Tract	931700

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 SMITH DR, HENDERSONVILLE, NC 28739-4543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Correction Deed
Oct 17, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 8, 2025
Transfer Doc	0043520241
Record Updated	Sep 20, 2026

November 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 18, 2025
Property Address	321 SMITH DR, HENDERSONVILLE, NC 28739-4543
Document Number	0043650504
Book / Page	4365 / 504
Map Reference	MB 1 PG 183
Instrument Date	Nov 17, 2025
Instrument	1001040465
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 SMITH DR, LAUREL PARK, NC 28739-4543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 SMITH DR, LAUREL PARK, NC 28739-4543

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Oct 17, 2025
Property Address	321 SMITH DR, HENDERSONVILLE, NC 28739-4543
Document Number	0043520241
Book / Page	4352 / 241
Map Reference	MB 1 PG 183
Instrument Date	Oct 8, 2025
Instrument	1001038787
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 SMITH DR, LAUREL PARK, NC 28739-4543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 SMITH DR, LAUREL PARK, NC 28739-4543

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Laurel Park Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,800 (-) Land $155,600 Building $266,200
2025	$3,484.00	$421,800 (-) Land $155,600 Building $266,200
2024	$3,484.00
2023		$421,800 Land $155,600 Building $266,200	$421,800 Land $155,600 Building $266,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	30 units insured incl. 16 condo units
Nearby Flood Claims	19 (2009–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLETCHER ACADEMY INC private · serves 790 people · EPA ID NC0145113
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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