321 Simpson St, Florence, AL 35630 Property Records

Lauderdale County property record for 321 Simpson St, Florence, AL 35630

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,260 sqft · built 2017
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Jul 2023)
Tax Bill$734 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-02-03-4-004-022-000

Property Details

APN / Parcel Number

Primary APN24-02-03-4-004-022-000
Alternative APNs
  • 068560
  • 105281
  • 50785
  • 68560

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialVinyl
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions192 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number105281
Street Address321 SIMPSON ST
CityFLORENCE
StateAL
Zip35630-2343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description50 X 192 CITY OF FLORENCE SD BLK 433 LOT 5 .22 AC/C SEC 03 T3S R11W PB 1 PG 137
Legal Range11W
Legal Township03S
Legal Section03
Legal SubdivisionCITY OF FLORENCE BLOCK 0433
Legal Block433
Legal Lot Number5 6
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2028
Census Tract10600

Owner

Source: Lauderdale County records · APN 24-02-03-4-004-022-000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address321 SIMPSON ST, FLORENCE, AL 35630-2343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2023 · Amount on Record
Deed SaleJul 28, 2023 · Amount on Record
Prior SaleApr 21, 2016 · Amount on Record
Deed Document Number0202330745
Deed Book / Page2023 / 30745
Record UpdatedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateJul 28, 2023
Property Address321 SIMPSON ST, FLORENCE, AL 35630-2343
Document Number2023/30745
Book / Page2023 / 30745
Map ReferenceMB 1 PG 137
Instrument DateJul 28, 2023
Transaction TypeTransfer
Record UpdatedAug 30, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address820 GRAND AVE, MUSCLE SHOALS, AL 35661-2214

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 SIMPSON ST, FLORENCE, AL 35630-2343

Mortgage

Document Number0202330747
DateJul 28, 2023
Instrument2023/30747
Lender
NameFIRST FEDERAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

Mortgage

Document Number2023/30762
DateJul 28, 2023
Book Page2023/30762
Lender
NameFIRST FEDERAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 01, 2033

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$734.00 (+7.15%) Homeowner's exemption$16,300 (+6.54%)$162,800 (+6.53%) Land $6,700 Building $156,100
2024$685.00 (-50.97%) Homeowner's exemption$15,300 (+1,43%) Land $560 Building $14,740$152,820 (+7.14%) Land $5,500 Building $147,320
2023$1,397.00 (+17.39%)$1,000 (-95.88%) Land $1,000$142,640 (+17.4%) Land $5,000 Building $137,640
2022$1,190.00$24,300$121,500 Land $5,400 Building $116,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 1, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Based on FCC filings for 491 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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