321 Simpson Rd, London, OH 43140 Property Records

Madison County property record for 321 Simpson Rd, London, OH 43140

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,120 sqft · built 1979
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$365,167 (Sep 2019)
Tax Bill	$5,591 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00427.000`

Property Details

APN / Parcel Number

Primary APN	`05-00427.000`
Alternative APN	`013335-9`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,120 sqft Living Area
1st Floor Area	2,976 sqft
Upper Floors Area	1,144 sqft
Basement Area	1,029 sqft
Unfinished Basement	1,029 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	60,113 sqft (1.38 acres)
Lot Dimensions	400 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	1,344 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	460 sqft
Deck Area	92 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	013335-9
Street Address	321 SIMPSON RD
City	LONDON
State	OH
Zip	43140-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.377A 7636 10508
Legal Subdivision	DEERCREEK
Jurisdiction	MADISON OH
Township / Civil Division	DEER CREEK
Census Block Group	2
Census Block	2033
Census Tract	40202

Owner

321 Simpson Rd is owned and occupied by two individuals who bought it in September 2019.

Source: Madison County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 SIMPSON RD, LONDON, OH 43140-9513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Deed Document Number	20194013
Deed Book / Page	355 / 2539
Record Updated	Oct 29, 2026

September 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MADISON OH
Recording Date	Sep 9, 2019
Property Address	321 SIMPSON RD, LONDON, OH 43140-9513
Document Number	0000004013
Book / Page	355 / 2539
Instrument Date	Aug 30, 2019
Instrument	201900004013
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	NORTHWEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5016, SANDUSKY, OH 44871-5016

Mortgage

Document Number	0000004014
Date	Sep 9, 2019
Book Page	355/2542
Instrument	201900004014

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 321 Simpson Rd was $5,591 with a homeowner's exemption, down 7.1% from the year before.

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Madison County
County Subdivision	Deer Creek Township
Unified School District	London City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,591.00 (-7.08%) Homeowner's exemption	$175,030 (-) Land $22,720 Building $152,310
2024	$6,017.00 (-4.82%) Homeowner's exemption	$175,030 (-) Land $22,720 Building $152,310
2023	$6,322.00 (+15.3%) Homeowner's exemption	$175,030 (+29.01%) Land $22,720 Building $152,310	$500,070 Land $64,910 Building $435,160
2022	$5,483.00 Homeowner's exemption	$135,670 Land $17,610 Building $118,060
2020			$387,620 Land $50,310 Building $337,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Simpson Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1997–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Simpson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20