321 Silver Lining Ct, Clarkdale, AZ 86324 Property Records

Yavapai County property record for 321 Silver Lining Ct, Clarkdale, AZ 86324

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 2020
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Apr 2026)
Tax Bill	$2,676 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`406-26-610`

Property Details

APN / Parcel Number

Primary APN	`406-26-610`
Alternative APNs	`4062661008` `406266108`

Interior

Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,105 sqft
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Concrete
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	406266108
Street Address	321 SILVER LINING CT
City	CLARKDALE
State	AZ
Zip	86324-3638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSROADS AT MINGUS LOT 58. SEC 29&32-16N-3E. M&P 63/80. CONT. 0.36 AC.
Legal Range	03E
Legal Township	16N
Legal Section	29
Legal Subdivision	CROSSROADS AT MINGUS
Legal Lot Number	58
Jurisdiction	YAVAPAI AZ
Township / Civil Division	MINGUS MOUNTAIN
Census Block Group	3
Census Block	3005
Census Tract	2007

Owner

321 Silver Lining Ct is owned and occupied by two individuals who bought it in April 2026.

Source: Yavapai County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 SILVER LINING CT, CLARKDALE, AZ 86324-3638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Feb 14, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 11, 2020	Warranty Deed, Transfer YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGCY INC
Sep 11, 2020	Warranty Deed, Subdivision Related Transfer YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Prior Sale	Feb 14, 2024 · Amount on File
Deed Document Number	202617774
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Apr 21, 2026
Property Address	321 SILVER LINING CT, CLARKDALE, AZ 86324-3638
Document Number	0000017774
Instrument Date	Mar 2, 2026
Instrument	2026.17774
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	321 SILVER LINING CT, CLARKDALE, AZ 86324-3638

Mortgage

Document Number	0000017775,
Date	Apr 21, 2026
Instrument	2026..17775

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Feb 14, 2024
Property Address	321 SILVER LINING CT, CLARKDALE, AZ 86324-3638
Document Number	0000005933
Map Reference	MB 63 PG 80-1-80-11
Instrument Date	Feb 9, 2024
Instrument	2024-0005933
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	YAVAPAI TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10401 W CHARLESTON BLVD, LAS VEGAS, NV 89135-1151

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 SILVER LINING CT, CLARKDALE, AZ 86324-3638

Mortgage

Document Number	0000005934
Date	Feb 14, 2024
Instrument	2024-0005934

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Sep 11, 2020
Property Address	321 SILVER LINING CT, CLARKDALE, AZ 86324-3638
Document Number	0000053206
Instrument Date	Sep 10, 2020
Instrument	53206
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGCY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	190 CRYSTAL SKY DR SEDONA AZ 863517450, SEDONA, AZ 86351-7450

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Sep 11, 2020
Property Address	321 SILVER LINING CT, CLARKDALE, AZ 86324-3638
Document Number	0000053207
Instrument Date	Sep 10, 2020
Instrument	53207
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 23, 2020
Title Company	YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$126.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	149 GRANITE SPRINGS RD CLARKDALE AZ 863243408, CLARKDALE, AZ 86324-3408

Tax Assessment & Valuation

The 2025 property tax bill for 321 Silver Lining Ct was $2,676.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Clarkdale Town
Elementary School District	Cottonwood-Oak Creek Elementary District (PK - 08)
Secondary School District	Mingus Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$42,293	$422,925 Land $103,536 Building $319,389
2025	$2,676.00	$42,894 (-0.6%) Land $11,294 Building $31,600	$428,932 (-0.6%) Land $112,937 Building $315,995
2024		$43,152 Land $10,562 Building $32,590	$431,524 Land $105,622 Building $325,902
2022	$2,791.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Silver Lining Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Silver Lining Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKDALE MUNICIPAL WATER SYSTEM private · serves 5,201 people · EPA ID AZ0413024
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Bolt Internet Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
Verde Valley Internet Fixed Wireless	100 / 25

May also be available: CenturyLink.

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