321 Silver Bell Way, Oakley, CA 94561 Property Records

Contra Costa County property record for 321 Silver Bell Way, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,776 sqft · built 2011
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jul 2019)
Tax Bill	$9,737 (2025)
Deeds & Mortgages	Jul 2019 Sale Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-620-028`

Property Details

APN / Parcel Number

Primary APN	`034-620-028`
Alternative APN	`034-620-028-0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,776 sqft Living Area
1st Floor Area	1,426 sqft
2nd Floor Area	1,350 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Lot Area	5,100 sqft (0.117 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	321 SILVER BELL WAY
City	OAKLEY
State	CA
Zip	94561-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9274 L64
Legal Subdivision	MAGNOLIA PARK II MAP 9274 PH I
Legal Tract	9274
Legal Lot Number	64
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1016
Census Tract	302014

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 SILVER BELL WAY, OAKLEY, CA 94561-2364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Jun 19, 2019	Deed of Trust, Transfer · Conventional Mortgage VETERANS ADMN
Jun 30, 2017	Grant Deed, Transfer · Conventional with PMI FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	2019100063
Record Updated	Sep 20, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 1, 2019
Property Address	321 SILVER BELL WAY, OAKLEY, CA 94561-2364
Document Number	0000100063
Instrument Date	Jun 25, 2019
Instrument	100063
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$643.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	321 SILVER BELL WAY, OAKLEY, CA 94561-2364
Document Number	0000100065
Instrument Date	Jun 19, 2019
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SILVER BELL WAY OAKLEY CA 945612364, OAKLEY, CA 94561-2364

Mortgage

Document Number	0000100065
Date	Jul 1, 2019
Instrument	100065

Lender

Name	VETERANS ADMN
Address	1227 O ST # 222, SACRAMENTO, CA 95814-5840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	10%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2017
Property Address	321 SILVER BELL WAY, OAKLEY, CA 94561-2364
Document Number	0000118485
Instrument Date	Jun 27, 2017
Instrument	118485
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 SILVER BELL WAY OAKLEY CA 945612364, OAKLEY, CA 94561-2364

Mortgage

Document Number	118486
Date	Jun 30, 2017
Instrument	118486

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$652,572 (+2%) Land $122,703 Building $529,869
2025	$9,737.00 (+2.88%) Disabled Person's exemption Veteran's exemption	$639,778 (+4.04%) Land $120,298 Building $519,480
2023	$9,464.00 (+1.69%) Disabled Person's exemption Veteran's exemption	$614,937 Land $115,628 Building $499,309
2022	$9,307.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom.

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