Ballard County property record for 321 Shepherd Rd, Wickliffe, KY 42087 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2,492 sqft · built 1997 |
| Lot Size | 10.5 acres (457,380 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Oct 2016) |
| Tax Bill | $2,495 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-18-02 |
| Primary APN | 29-18-02 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,492 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 457,380 sqft (10.5 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 240 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|
| Street Address | 321 SHEPHERD RD |
|---|---|
| City | WICKLIFFE |
| State | KY |
| Zip | 42087-9342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | WICKLIFFE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950300 |
Source: Ballard County records · APN 29-18-02
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 321 SHEPHERD RD, WICKLIFFE, KY 42087-9342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK |
| Mar 05, 2018 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2016 · Amount on Record |
| Deed Sale | Oct 26, 2016 · Amount on Record |
| Deed Document Number | 0000112040 |
| Deed Book / Page | 112 / 040 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 321 SHEPHERD RD, WICKLIFFE, KY 42087-9342 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 113/216 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 113/216 |
| Instrument | 521977 |
| Name | COMMUNITY FINANCIAL SERVICES BANK |
|---|---|
| Type | Bank |
| Address | BENTON, KY 42025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 321 SHEPHERD RD, WICKLIFFE, KY 42087-9342 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 094/329 |
|---|---|
| Date | Mar 05, 2018 |
| Book Page | 094/329 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Feb 21, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ballard County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Unified School District | Ballard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,495.00 (-1.66%) | $246,367 (-) | $246,367 (-) |
| 2023 | $2,537.00 Additional exemption filed | $246,367 | $246,367 |
Source: FEMA National Flood Hazard Layer, Ballard County (21007C), updated July 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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