321 Shady Oak Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 321 Shady Oak Dr, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,477 sqft · built 2010
Lot Size	0.158 acres (6,886 sqft)
Owner	2 Company Names on Record
Last Sale	$615,000 (Apr 2020)
Tax Bill	$11,551 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`034-440-032`

Property Details

APN / Parcel Number

Primary APN	`034-440-032`
Alternative APN	`034-440-032-0`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,477 sqft Living Area
1st Floor Area	1,771 sqft
2nd Floor Area	1,706 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	6,886 sqft (0.158 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	321 SHADY OAK DR
City	OAKLEY
State	CA
Zip	94561-1761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8541 L303
Legal Subdivision	SUBDIVISION 8541
Legal Tract	8541
Legal Lot Number	303
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	302007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	321 SHADY OAK DR, OAKLEY, CA 94561-1761
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2017	Deed of Trust, Mortgage · ARM FIRST TECHNOLOGY FEDERAL CU
Apr 9, 2020	Grant Deed, Transfer PROVIDENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on Record
Deed Sale	Apr 9, 2020 · Amount on Record
Prior Sale	Oct 31, 2012 · Amount on Record
Deed Document Number	202067982
Last Transfer Date	Nov 26, 2024
Transfer Doc	0000128739
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	321 SHADY OAK DR, OAKLEY, CA 94561-1761
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152217
Date	Aug 22, 2017
Instrument	2017-152217

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	BEAVERTON, OR 97006

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 9, 2020
Property Address	321 SHADY OAK DR, OAKLEY, CA 94561-1761
Document Number	0000067982
Instrument Date	Apr 1, 2020
Instrument	67982
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 SHADY OAK DR OAKLEY CA 945611761, OAKLEY, CA 94561-1761

Mortgage

Document Number	67983
Date	Apr 9, 2020
Instrument	67983

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$686,036 (+2%) Land $122,703 Building $563,333
2025	$11,551.00 (+3.28%) Homeowner's exemption	$672,586 (+4.04%) Land $120,298 Building $552,288
2023	$11,184.00 (+1.55%) Homeowner's exemption	$646,471 Land $115,628 Building $530,843
2022	$11,013.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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