Rutherford County property record for 321 Shadowbrook Dr, Smyrna, TN 37167
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 1985 |
| Lot Size | 0.805 acres (35,078 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Mar 2024) |
| Tax Bill | $1,606 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Aug 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055E-C-019.00-000 |
| Primary APN | 055E-C-019.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 35,078 sqft (0.805 acres) |
| Lot Dimensions | 285 ft deep x 125 ft wide |
| Garage Type | Mixed |
| Garage Area | 580 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | Deck Area |
| Patio Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0031403 |
|---|---|
| Street Address | 321 SHADOWBROOK DR |
| City | SMYRNA |
| State | TN |
| Zip | 37167-5168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 SHADOWBROOK SEC 1 PB 9 PG 163 125 X 285 |
| Legal Subdivision | SHADOWBROOK SEC 1 |
| Legal Lot Number | 22 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40806 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 SHADOWBROOK DR, SMYRNA, TN 37167-5168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2024 | Warranty Deed, Transfer · Conventional Mortgage ASCEND FCU |
| Aug 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST NB OF MIDDLE TENNESSEE |
| May 8, 2023 | Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTH COMMUNITY CU |
| Jun 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP |
| Jul 26, 2018 | Deed of Trust, Mortgage · Line of Credit HERITAGE S CMNTY CU |
| Aug 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2024 · Amount on Record |
| Deed Sale | Mar 6, 2024 · Amount on Record |
| Prior Sale | Aug 21, 2023 · Amount on Record |
| Deed Document Number | 20242534960 |
| Deed Book / Page | 2417 / 3306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Mar 6, 2024 |
| Property Address | 321 SHADOWBROOK DR, SMYRNA, TN 37167-5168 |
| Document Number | 0024173306 |
| Book / Page | 2417 / 3306 |
| Map Reference | MB 9 PG 163 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 2534960 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,776.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 SHADOWBROOK DR, SMYRNA, TN 37167-5168 |
| Investor | Possibly a Property Investor |
| Document Number | 0002534961 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 2534961 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Aug 21, 2023 |
| Property Address | 321 SHADOWBROOK DR, SMYRNA, TN 37167-5168 |
| Document Number | 0023701521 |
| Book / Page | 2370 / 1521 |
| Map Reference | MB 9 PG 163 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 2510125 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | 615 TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,687.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 SHADOWBROOK DR, SMYRNA, TN 37167-5168 |
| Document Number | 0002510126 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2510126 |
| Name | FIRST NB OF MIDDLE TENNESSEE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 321 SHADOWBROOK DR, SMYRNA, TN 37167-5168 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023401370 |
|---|---|
| Date | May 8, 2023 |
| Book Page | 2340/1370 |
| Instrument | 2494730 |
| Name | HERITAGE SOUTH COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SHELBYVILLE, TN 37160 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 321 SHADOWBROOK DR, SMYRNA, TN 37167-5168 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20972727 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 2097/2727 |
| Instrument | 2369949 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 321 SHADOWBROOK DR, SMYRNA, TN 37167-5168 |
| Document Number | RB16991906 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 321 SHADOWBROOK DR SMYRNA TN 371675168, SMYRNA, TN 37167-5168 |
| Document Number | RB16991906 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 001699/001906 |
| Instrument | 2161024 |
| Name | HERITAGE S CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | SHELBYVILLE, TN 37160 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 321 SHADOWBROOK DR, SMYRNA, TN 37167-5168 |
| Document Number | RB16012739 |
| Book / Page | 001601 / 002739 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 321 SHADOWBROOK DR SMYRNA TN 371675168, SMYRNA, TN 37167-5168 |
| Document Number | RB16012739 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 001601/002739 |
| Instrument | 2102446 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2047 |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,675 (+22.25%) Land $27,500 Building $77,175 | $418,700 (+22.25%) Land $110,000 Building $308,700 | |
| 2025 | $1,606.00 | $85,625 (-) Land $13,750 Building $71,875 | |
| 2023 | $1,606.00 (+18.61%) | $85,625 Land $13,750 Building $71,875 | $342,500 (-) Land $55,000 Building $287,500 |
| 2022 | $1,354.00 | $342,500 Land $55,000 Building $287,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 10 (2010–2013) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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