Fairfield County property record for 321 Seneca Dr, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,073 sqft · built 1957 |
| Lot Size | 0.24 acres (10,441 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $313,500 (Jun 2026) |
| Tax Bill | $6,349 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-32180-400 |
| Primary APN | 05-32180-400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,073 sqft Living Area |
| Gross Area | 1,085 sqft |
| 1st Floor Area | 1,073 sqft |
| Game Room | Game Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,441 sqft (0.24 acres) |
| Lot Dimensions | 145 ft deep x 72 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
| Patio Area | 252 sqft |
| Poultry House | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 SENECA DR |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-1845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANK L GORSUCH SENECA HEIGHTS ADD NO 2 LOT 42 |
| Legal Subdivision | SENECA HEIGHTS ADD |
| Legal Lot Number | 42 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 31401 |
Source: Fairfield County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 SENECA DR, LANCASTER, OH 43130-1845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Jun 25, 2019 | Survivorship Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Jun 25, 2019 · Amount on Record |
| Deed Document Number | 202610953 |
| Prior Transfer Date | Aug 26, 2015 |
| Prior Transfer Doc | 0000015590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Jun 26, 2026 |
| Property Address | 321 SENECA DR, LANCASTER, OH 43130-1845 |
| Document Number | 0000010953 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202610953 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126,654.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 SENECA DR, LANCASTER, OH 43130-1845 |
| Document Number | 0000010954, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202610954 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 321 SENECA DR, LANCASTER, OH 43130-1845 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 321 SENECA DR, LANCASTER, OH 43130-1845 |
| Document Number | 0000012430 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 202200012430 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Jun 25, 2019 |
| Property Address | 321 SENECA DR, LANCASTER, OH 43130-1845 |
| Document Number | 0000010330 |
| Book / Page | 1794 / 0810 |
| Map Reference | MB 7 PG 43-A |
| Instrument Date | Jun 21, 2019 |
| Instrument | 201900010330 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | VALMER LAND TITLE AGENCY BOX |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 480 OLDE WORTHINGTON RD STE 300, 300, WESTERVILLE, OH 43082-9152 |
| Document Number | 0000010331 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 201900010331 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,349.00 (+280.64%) | $70,630 (+53.91%) Land $20,500 Building $50,130 | $201,820 (+53.94%) Land $58,580 Building $143,240 |
| 2023 | $1,668.00 Homeowner's exemption | $45,890 (-) Land $11,210 Building $34,680 | |
| 2022 | Homeowner's exemption | $45,890 Land $11,210 Building $34,680 | $131,100 Land $32,020 Building $99,080 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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