321 Seaport Cir, Liberty, MO 64068 Property Records

Clay County property record for 321 Seaport Cir, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,617 sqft · built 1988
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Tax Bill	$4,221 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-113-00-05-001-07`

Property Details

APN / Parcel Number

Primary APN	`15-113-00-05-001-07`
Alternative APNs	`1511300050010701` `294408`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,617 sqft Total Area
1st Floor Area	1,617 sqft
Basement Area	1,605 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	110 sqft
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	1511300050010701
Street Address	321 SEAPORT CIR
City	LIBERTY
State	MO
Zip	64068-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWOODS 6TH PLAT UNIT 73
Legal Range	31
Legal Township	51
Legal Section	07
Legal Subdivision	WESTWOODS 6TH
Legal Unit	73
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2005
Census Tract	21404

Owner

321 Seaport Cir is owned and occupied by an individual who acquired it in February 2019.

Source: Clay County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	321 SEAPORT CIR, LIBERTY, MO 64068-3530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Oct 2, 2018	Warranty Deed, Transfer · ARM MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019
Deed Sale	Feb 1, 2019
Prior Sale	Jun 2, 2016
Deed Document Number	2019002609
Deed Book / Page	8292 / 026
Prior Transfer Date	Oct 2, 2018
Prior Transfer Doc	2018032208
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	321 SEAPORT CIR, LIBERTY, MO 64068-3530
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005664
Date	Feb 9, 2021
Book Page	8956/68
Instrument	2021005664

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Oct 2, 2018
Property Address	321 SEAPORT CIR, LIBERTY, MO 64068-3530
Document Number	0000032208
Book / Page	8292 / 026
Map Reference	MB1835 PG185
Instrument Date	Sep 28, 2018
Instrument	2018032208
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	KANSAS CITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SEAPORT CIR, LIBERTY, MO 64068-3530

Mortgage

Document Number	0000032231
Date	Oct 2, 2018
Instrument	2018032231

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.2%
Index	1-Year LIBOR
Max Rate	9.2%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,650	$319,211
2023	$4,221.00 (+10.85%)	$53,980 (+12.29%)	$284,105
2022	$3,808.00	$48,070
2021			$253,000
2019	$3,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Seaport Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Seaport Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

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