321 SE Edgewood Dr, Stuart, FL 34996 Property Records

Martin County property record for 321 SE Edgewood Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,057 sqft · built 1968
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$915,000 (Feb 2024)
Tax Bill	$12,298 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-015-000-0017.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-015-000-0017.0-5-0000`
Alternative APNs	`03-38-41-015-000-00170-5` `338410150000017050000` `20488`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,057 sqft Living Area
Gross Area	2,423 sqft
1st Floor Area	2,057 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	366 sqft
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20488
Street Address	321 SE EDGEWOOD DR
City	STUART
State	FL
Zip	34996-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ST LUCIE PARK UNREC BEG 1389.54 N OF & 135 W OF SE COR LOT 2 TO POB CONT S 81.96 TO ST LUCIE BLVD SWLY ALG R/W 96.36 CURVE TO RT 55.5 7 TO EDGEWOOD DR N ALG DR 115.24 & E 120 TO BEG (PART OF LOT S 17 & 18)
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	ST LUCIE PARK
Legal Block	2
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2014
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 SE EDGEWOOD DR, STUART, FL 34996-4710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage NEXBANK SSB
Feb 2, 2024	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Prior Sale	May 19, 2016 · Amount on Record
Deed Document Number	20243056127
Deed Book / Page	3418 / 939
Last Transfer Date	Oct 30, 2025
Transfer Doc	0035310234
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Nov 4, 2025
Property Address	321 SE EDGEWOOD DR, STUART, FL 34996-4710
Document Number	0035310234
Book / Page	3531 / 234
Instrument Date	Oct 30, 2025
Instrument	3154996
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	GREATLEAF TITLE LLC, GREENLEAF TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	880 W CHERRYWOOD DR, CHANDLER, AZ 85248-6038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SE EDGEWOOD DR, STUART, FL 34996-4710

Mortgage

Document Number	0003531236
Date	Nov 4, 2025
Instrument	3531/236

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	SOFR Average 30-Day
Max Rate	10.8%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 2, 2024
Property Address	321 SE EDGEWOOD DR, STUART, FL 34996-4710
Document Number	0034180939
Book / Page	3418 / 939
Instrument Date	Jan 30, 2024
Instrument	3056127
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	MARINER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 SE SAINT LUCIE BLVD, STUART, FL 34996-1317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41604 W SUMMER SUN LN, MARICOPA, AZ 85138-4547

Mortgage

Document Number	0003418941
Date	Feb 2, 2024
Instrument	3418/941

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	321 SE EDGEWOOD DR, STUART, FL 34996-4710
Document Number	0031790840
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 SE EDGEWOOD DR STUART FL 349964710, STUART, FL 34996-4710

Mortgage

Document Number	0031790840
Date	Dec 9, 2020
Book Page	003179/000840
Instrument	2854527

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,298.00 (+15.94%)	$749,890 (+21.25%) Land $220,000 Building $529,890	$749,890 (+21.25%) Land $220,000 Building $529,890
2024	$10,607.00 (+104.69%)	$618,480 (+89.49%) Land $205,000 Building $413,480	$618,480 (+5.91%) Land $205,000 Building $413,480
2023	$5,182.00 (+3.64%) Additional exemption filed	$326,394 (+3%)	$583,950 (+19.63%) Land $205,000 Building $378,950
2022	$5,000.00 Homeowner's exemption	$316,888	$488,140 Land $220,500 Building $267,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	11 (1978–2018)
Claims Outside the SFHA	4 of 11
Most Recent Claim	May 2018
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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