Alachua County property record for 321 SE 48th St, Gainesville, FL 32641
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,296 sqft · built 1954 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $118,000 (Apr 2021) |
| Tax Bill | $1,970 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10871-024-000 |
| Primary APN | 10871-024-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,170 sqft |
| 1st Floor Area | 954 sqft |
| Utility Area | 72 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,553 sqft (0.38 acres) |
| Driveway | Driveway |
| Driveway Area | 90 sqft |
| Porch | Enclosed/Finished Porch |
| Porch Area | 342 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 321 SE 48TH ST |
|---|---|
| City | GAINESVILLE |
| State | FL |
| Zip | 32641-7632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | FOREST LAKE EST PB D-95 LOT 24 OR 4881/0637 |
| Legal Range | 20E |
| Legal Township | 10S |
| Legal Section | 01 |
| Legal Subdivision | FOREST LAKE ESTATE RPT LOTS 23 |
| Legal Lot Number | 24 |
| Jurisdiction | ALACHUA FL |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 1400 |
Source: Alachua County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 SE 48TH ST, GAINESVILLE, FL 32641-7632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Partial Claim Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 20, 2021 | Warranty Deed, Transfer · FHA Mortgage HAMILTON HOME LOANS INC |
| Mar 29, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2021 · Amount on Record |
| Deed Sale | Apr 20, 2021 · Amount on Record |
| Prior Sale | Feb 13, 1996 · Amount on Record |
| Deed Document Number | 20213331716 |
| Deed Book / Page | 4881 / 637 |
| Prior Transfer Date | Feb 3, 1996 |
| Prior Transfer Doc | 2049001479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALACHUA FL |
| Property Address | 321 SE 48TH ST, GAINESVILLE, FL 32641-7632 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 321 SE 48TH ST, GAINESVILLE, FL 32641-7632 |
| Document Number | 0052630383 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 5263/383 |
| Instrument | 3681722 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALACHUA FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 321 SE 48TH ST, GAINESVILLE, FL 32641-7632 |
| Document Number | 0048810637 |
| Book / Page | 4881 / 637 |
| Map Reference | MB D PG 95 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 3331716 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $826.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2100 NW 54TH TER, 2100, GAINESVILLE, FL 32605-3389 |
| Name | Verified Name |
|---|---|
| Address | 321 SE 48TH ST, GAINESVILLE, FL 32641-7632 |
| Document Number | 4881639 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 4881/639 |
| Name | HAMILTON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALACHUA FL |
| Property Address | 321 SE 48TH ST, GAINESVILLE, FL 32641-7632 |
| Document Number | 0045880318 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 321 SE 48TH ST GAINESVILLE FL 326417632, GAINESVILLE, FL 32641-7632 |
| Document Number | 0045880318 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 004588/000318 |
| Instrument | 3115917 |
| Name | BANK OF NAT'L TR & SVGS |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Alachua County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Alachua County |
| Unified School District | Alachua County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,970.00 (+3.68%) Homeowner's exemption | $114,623 (+5.99%) | $129,379 (+2.56%) Land $36,000 Building $165,379 |
| 2024 | $1,900.00 (+3.09%) | ||
| 2023 | $1,843.00 (+4.84%) Homeowner's exemption Senior Citizen's exemption | $108,147 (+3%) | $126,144 (+20.14%) Land $37,000 Building $89,144 |
| 2022 | $1,758.00 Homeowner's exemption | $104,997 Land $25,000 Building $79,997 | $104,997 Land $25,000 Building $79,997 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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