Polk County property record for 321 Sand Pine Trl, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,012 sqft · built 1983 |
| Lot Size | 0.295 acres (12,846 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $345 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-26-354710-005090 |
| Primary APN | 25-28-26-354710-005090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| Gross Area | 1,512 sqft |
| 1st Floor Area | 1,012 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,846 sqft (0.295 acres) |
| Lot Dimensions | 163 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 36 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 321 SAND PINE TRL |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-7129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE THOMAS EST #1 PB 60 PG 4 BLK 5 LOT 9 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | LAKE THOMAS ESTATES UNIT 1 |
| Legal Tract | 354710 |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 14703 |
321 Sand Pine Trl is owned and occupied by two individuals.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 SAND PINE TRL, WINTER HAVEN, FL 33880-7129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 321 Sand Pine Trl was $345 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,761 (+2.7%) | $185,592 (-1.82%) Land $31,000 Building $154,592 | |
| 2025 | $345.00 Homeowner's exemption | $54,295 | $189,029 Land $31,000 Building $158,029 |
| 2023 | $901.00 (+7.13%) Homeowner's exemption | $51,228 (+3%) | $178,496 (+24.22%) Land $30,000 Building $148,496 |
| 2022 | $841.00 Homeowner's exemption | $49,736 | $143,688 Land $25,000 Building $118,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Sand Pine Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Sand Pine Trl is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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