321 Sailfish Cir, Destin, FL 32541 Property Records

Okaloosa County property record for 321 Sailfish Cir, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1989
Lot Size	0.175 acres (7,626 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Dec 2020)
Tax Bill	$3,761 (2025)
Deeds & Mortgages	Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-5583-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-5583-0`
Alternative APN	`00-2S-22-490B-000D-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,496 sqft Heated Area
Gross Area	2,288 sqft
1st Floor Area	884 sqft
Upper Floors Area	612 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,626 sqft (0.175 acres)
Garage Type	Finished
Garage Area	552 sqft
Porch	Enclosed Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	321 SAILFISH CIR
City	DESTIN
State	FL
Zip	32541-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSHLIN PARK PH II LOT 4 BLK D
Legal Range	22
Legal Township	02S
Legal Subdivision	RUSHLIN PARK PH II
Legal Phase	2
Legal Block	D
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2012
Census Tract	23306

Owner

321 Sailfish Cir is owned and occupied by an individual who bought it in December 2020.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	321 SAILFISH CIR, DESTIN, FL 32541-2249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	Jan 28, 2009 · Amount on File
Deed Document Number	3418741
Deed Book / Page	3515 / 3236
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 31, 2020
Property Address	321 SAILFISH CIR, DESTIN, FL 32541-2249
Document Number	0035153236
Book / Page	003515 / 003236
Instrument Date	Dec 30, 2020
Instrument	3418741
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$1,995.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SAILFISH CIR DESTIN FL 325412249, DESTIN, FL 32541-2249

Tax Assessment & Valuation

The 2025 property tax bill for 321 Sailfish Cir was $3,761.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,761.00	$317,563 Land $108,854 Building $208,709	$317,563 Land $108,854 Building $208,709
2023	$3,478.00 (+7.61%)	$310,369 (+7.24%) Land $98,769 Building $211,600	$310,369 (+7.24%) Land $98,769 Building $211,600
2022	$3,232.00	$289,410 Land $89,790 Building $199,620	$289,410 Land $89,790 Building $199,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Sailfish Cir in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured incl. 60 condo units
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Sailfish Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20