321 Saddlebrook Dr, Summerfield, NC 27358 Property Records

Rockingham County property record for 321 Saddlebrook Dr, Summerfield, NC 27358

Property Summary

Property Type	Mobile Home
Details	1,512 sqft · built 1989
Lot Size	2.54 acres (110,642 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (Oct 2023)
Tax Bill	$1,407 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7941-00-83-2328-00`

Property Details

APN / Parcel Number

Primary APN	`7941-00-83-2328-00`
Alternative APN	`127230`

Interior

Stories	1 Story
Building Area	1,512 sqft Finished Area
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mobile Home
Construction Type	Manufactured
Lot Area	110,642 sqft (2.54 acres)
Porch	Porch
Porch Area	264 sqft
Patio Area	392 sqft

Location & Zoning

Account Number	127230
Street Address	321 SADDLEBROOK DR
City	SUMMERFIELD
State	NC
Zip	27358-8220
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RES AG COU
Legal Description	2.54 AC LOT 12 VALLEY RID GE FARMS SURVEY VALLEY RIDGE FARMS SURVEY
Legal Subdivision	VALLEY RIDGE FARMS SUBDIVISION
Legal Lot Number	12
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	NEW BETHEL
Census Block Group	2
Census Block	2042
Census Tract	41002

Owner

Source: Rockingham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 SADDLEBROOK DR, SUMMERFIELD, NC 27358-8220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 11, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Apr 29, 2021	Intrafamily Transfer, Transfer
Jun 29, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Deed Document Number	2023645138
Deed Book / Page	1656 / 147
Prior Transfer Date	Apr 28, 2021
Prior Transfer Doc	0000611617
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Recording Date	Oct 8, 2026
Property Address	321 SADDLEBROOK DR, SUMMERFIELD, NC 27358-8220
Document Number	0000683444
Book / Page	1723 / 1766
Instrument Date	Sep 23, 2026
Instrument	2026683444
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SADDLEBROOK DR, SUMMERFIELD, NC 27358-8220

Mortgage

Document Number	0000683444,
Date	Oct 8, 2026
Book Page	1723/1766
Instrument	2026683444

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2053

Interest

Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Oct 11, 2023
Property Address	321 SADDLEBROOK DR, SUMMERFIELD, NC 27358-8220
Document Number	0000645138
Book / Page	1656 / 147
Map Reference	MB 25 PG 31
Instrument Date	Oct 10, 2023
Instrument	645138
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1253 RAINBOW RD, ADVANCE, NC 27006-6718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 SADDLEBROOK DRIVE, ADVANCE, NC 27006

Mortgage

Document Number	0000645139
Date	Oct 11, 2023
Instrument	645139

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKINGHAM NC
Recording Date	Apr 29, 2021
Property Address	321 SADDLEBROOK DR, SUMMERFIELD, NC 27358-8220
Document Number	0000611617
Book / Page	1600 / 1811
Map Reference	MB 25 PG 31
Instrument Date	Apr 28, 2021
Instrument	611617
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Property Address	321 SADDLEBROOK DR, SUMMERFIELD, NC 27358-8220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000564722
Date	Jun 29, 2017
Book Page	1526/2628
Instrument	564722

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jul 1, 2043

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,407.00 (+62.47%)	$207,259 (+91.45%) Land $34,324 Building $172,935	$207,259 (+91.45%) Land $34,324 Building $172,935
2023	$866.00	$108,257 Land $31,203 Building $77,054	$108,257 Land $31,203 Building $77,054

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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