Frederick County property record for 321 Saddleback Ln, Winchester, VA 22602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,709 sqft · built 2008 |
| Lot Size | 6.23 acres (271,379 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Oct 2005) |
| Tax Bill | $4,288 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 723-15 |
| Primary APN | 723-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,709 sqft Living Area |
| Gross Area | 7,710 sqft |
| 1st Floor Area | 1,675 sqft |
| Basement Area | 1,675 sqft |
| Unfinished Basement | 1,675 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 271,379 sqft (6.23 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 675 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8035307 |
|---|---|
| Street Address | 321 SADDLEBACK LN |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-2889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SHERIDANS MISS L15 6.23 ACRES |
| Legal Subdivision | SHERIDANS MISS |
| Legal Lot Number | 15 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 50600 |
Source: Frederick County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 SADDLEBACK LN, WINCHESTER, VA 22602-2889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2005 · Amount on Record |
| Deed Sale | Oct 14, 2005 · Amount on Record |
| Deed Book / Page | 500 / 23952 |
| Last Transfer Date | Sep 4, 2026 |
| Transfer Doc | 0000009583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Sep 9, 2026 |
| Property Address | 321 SADDLEBACK LN, WINCHESTER, VA 22602-2889 |
| Document Number | 0000009583 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20269583 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 SADDLEBACK LN, WINCHESTER, VA 22602-2889 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,288.00 (+10.4%) | $809,140 Land $124,400 Building $684,740 | $809,140 Land $124,400 Building $684,740 |
| 2025 | $3,884.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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