321 Saddle Trl, Saginaw (Fort Worth), TX 76179 Property Records

Tarrant County property record for 321 Saddle Trl, Saginaw, TX 76179

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,938 sqft · built 1965
Lot Size	0.218 acres (9,496 sqft)
Owner	2 Individual Names on File
Last Sale	$113,475 (Nov 2023)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33470-13-6`

Property Details

APN / Parcel Number

Primary APN	`33470-13-6`
Alternative APN	`02311291`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,938 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Roof Type	Gable
Lot Area	9,496 sqft (0.218 acres)
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	02311291
Street Address	321 SADDLE TRL
City	SAGINAW
State	TX
Zip	76179-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO NORTH ADDITION BLOCK 13 LOT 6
Legal Subdivision	RANCHO NORTH ADDITION
Legal Block	13
Legal Lot Number	6
Jurisdiction	TARRANT TX
Township / Civil Division	FORT WORTH
Census Block Group	3
Census Block	3025
Census Tract	114006

Owner

321 Saddle Trl is owned and occupied by two individuals who bought it in November 2023.

Source: Tarrant County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 SADDLE TRL, SAGINAW, TX 76179-1938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Jul 16, 2010 · Amount on File
Deed Document Number	2023196601
Prior Transfer Date	Jul 9, 2010
Prior Transfer Doc	0000172640
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TARRANT TX
Recording Date	Nov 1, 2023
Property Address	321 SADDLE TRL, SAGINAW, TX 76179-1938
Document Number	0000196601
Map Reference	VOL 388-33 PG 40
Instrument Date	Oct 26, 2023
Instrument	D223196601
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT OF TX LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 SADDLE TRL, SAGINAW, TX 76179-1938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SADDLE TRL, SAGINAW, TX 76179-1938

Mortgage

Document Number	0000196602
Date	Nov 1, 2023
Instrument	D223196602

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 321 Saddle Trl was $1,663 with a homeowner's exemption, up 11.7% from the year before.

Source: Tarrant County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Tarrant County
Municipality	Saginaw City
Unified School District	Eagle Mountain-Saginaw Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,663.00 (+11.69%) Homeowner's exemption	$229,028	$231,534 Land $55,000 Building $176,534
2024	$1,489.00 (+4.2%)
2023	$1,429.00 (-28.48%) Homeowner's exemption Disabled Person's exemption	$208,806 Land $35,000 Building $173,806	$208,806 Land $35,000 Building $173,806
2022	$1,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Saddle Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1986–1991)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 1991 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 Saddle Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 23,890 people · EPA ID TX2200023
Water Source	Purchased surface water from CITY OF FORT WORTH
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cirra Networks.

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