321 S Walnut St, Creston, IA 50801 Property Records

Union County property record for 321 S Walnut St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 1893
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (May 2005)
Tax Bill	$756 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0512231007`

Property Details

APN / Parcel Number

Primary APN	`0512231007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	720 sqft
Basement Area	360 sqft
Unfinished Basement	552 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	321 S WALNUT ST
City	CRESTON
State	IA
Zip	50801-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP LOTS 543-544
Legal Subdivision	ORIGINAL TOWN OF CRESTON
Legal Lot Number	543,544
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4021
Census Tract	190200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 S WALNUT ST, CRESTON, IA 50801-3854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2018	Deed of Trust, Mortgage IOWA BANKERS MORTGAGE CORPORATION
Jan 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2005 · Amount on Record
Deed Sale	May 10, 2005 · Amount on Record
Deed Document Number	20051081
Deed Book / Page	815 / 105
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	321 S WALNUT ST, CRESTON, IA 50801-3854
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001165/0000000069
Date	Jan 18, 2018
Book Page	0000001165/0000000069
Instrument	000000000086

Lender

Name	IOWA BANKERS MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Jan 18, 2018
Property Address	321 S WALNUT ST, CRESTON, IA 50801-3854
Document Number	000000000085
Instrument Date	Jan 12, 2018
Instrument	000000000085
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S WALNUT ST, CRESTON, IA 50801-3854

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,200 (-) Land $9,000 Building $47,200	$56,200 (-) Land $9,000 Building $47,200
2025	$756.00 (-15.44%) Homeowner's exemption	$56,200 (-4.03%) Land $9,000 Building $47,200	$56,200 (-4.03%) Land $9,000 Building $47,200
2024	$894.00 (-12.18%)
2023		$58,560 Land $9,630 Building $48,930	$58,560 Land $9,630 Building $48,930
2022	$1,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision, Verizon.

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