321 S Van Kirk St, Latimer, IA 50452 Property Records

Franklin County property record for 321 S Van Kirk St, Latimer, IA 50452

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,646 sqft · built 1900
Lot Size	0.188 acres (8,184 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Sep 2026)
Tax Bill	$1,588 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`061946400300`

Property Details

APN / Parcel Number

Primary APN	`061946400300`
Alternative APN	`0619464003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,646 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Hip
Roof Material	Metal
Lot Area	8,184 sqft (0.188 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	151 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	321 S VAN KIRK ST
City	LATIMER
State	IA
Zip	50452-7743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARRIMANS 2ND ADD (SEQ:1), LOT 5 BLK 6 (SEQ:2) WD-2013-1548 (2013-07-12)
Legal Subdivision	HARRIMANS 2ND ADDITION
Legal Block	6
Legal Lot Number	5
Jurisdiction	FRANKLIN IA
Township / Civil Division	MARION
Census Block Group	1
Census Block	1140
Census Tract	360300

Owner

321 S Van Kirk St is owned and occupied by an individual who bought it in September 2026.

Source: Franklin County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	321 S VAN KIRK ST, LATIMER, IA 50452-7743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer · Conventional Mortgage WCF FINANCIAL BANK
Jan 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MIDWESTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2026 · Amount on File
Deed Sale	Sep 24, 2026 · Amount on File
Prior Sale	Jun 9, 2005 · Amount on File
Deed Document Number	20261590
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN IA
Recording Date	Sep 24, 2026
Property Address	321 S VAN KIRK ST, LATIMER, IA 50452-7743
Document Number	0000001590
Instrument Date	Sep 18, 2026
Instrument	20261590
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,634.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S VAN KIRK ST, LATIMER, IA 50452-7743

Mortgage

Document Number	0000001591,
Date	Sep 24, 2026
Instrument	20261591

Lender

Name	WCF FINANCIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 15, 2031

Interest

Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	321 S VAN KIRK ST, LATIMER, IA 50452-7743
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190037
Date	Jan 8, 2019
Instrument	20190037

Lender

Name	MIDWESTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 321 S Van Kirk St was $1,588, down 2.2% from the year before.

Source: Franklin County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Franklin County
Municipality	Latimer City
Unified School District	CAL Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,588.00 (-2.22%)	$101,600 Land $4,900 Building $96,700	$101,600 Land $4,900 Building $96,700
2024	$1,624.00
2023		$98,000 (+20.69%) Land $4,900 Building $93,100	$98,000 Land $4,900 Building $93,100
2022	$1,588.00	$81,200 Land $4,900 Building $76,300
2021			$81,200 Land $4,900 Building $76,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 S Van Kirk St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 S Van Kirk St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATIMER WATER SUPPLY serves 477 people · EPA ID IA3554061
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Frontier DSL	115 / 7
WMTel Fixed Wireless · Fiber in parts of the area	100 / 20
Router12 Networks Fixed Wireless	100 / 20
Iowa Connect Fixed Wireless	25 / 10

May also be available: Nextlink, T-Mobile.

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