321 S Towanda Ave, Apt 7, Normal, IL 61761 Property Records

McLean County property record for 321 S Towanda Ave, Apt 7, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,278 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Aug 2021)
Tax Bill	$3,670 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-26-358-003`

Property Details

APN / Parcel Number

Primary APN	`14-26-358-003`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Units	8 Units
Stories	2 Stories
Building Area	1,278 sqft Living Area
1st Floor Area	639 sqft
Basement Area	639 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	321 S TOWANDA AVE, 7
City	NORMAL
State	IL
Zip	61761-6150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OAKS CONDO #2 ON OUTLOT 34 PLEASANT HILL EAST SUB UNIT 3 & 25% COM ELEM
Legal Range	02E
Legal Township	24N
Legal Section	26
Legal Subdivision	TOWN OAKS CONDO
Legal Lot Number	325
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1013
Census Tract	502

Owner

Source: McLean County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	321 S TOWANDA AVE, 7, NORMAL, IL 61761-6150
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Aug 31, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 13, 2021	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST
May 24, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	202119485
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Jun 23, 2026
Property Address	321 S TOWANDA AVE, 7, NORMAL, IL 61761-6150
Document Number	0000008570
Instrument Date	May 28, 2026
Instrument	20268570
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1108 RADER RUN, BLOOMINGTON, IL 61704-6338

Mortgage

Document Number	0000008570,
Date	Jun 23, 2026
Instrument	20268570

Lender

Name	CITADEL SERVICING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 31, 2022
Property Address	321 S TOWANDA AVE APT 7, 7, NORMAL, IL 61761-6150
Document Number	202200015597
Map Reference	DOC 80-8638
Instrument Date	Aug 24, 2022
Instrument	2022-00015597
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 RADER RUN, BLOOMINGTON, IL 61704-6338

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 13, 2021
Property Address	321 S TOWANDA AVE APT 7, 7, NORMAL, IL 61761-6150
Document Number	202100019485
Map Reference	DOC 80-441
Instrument Date	Aug 5, 2021
Instrument	2021-00019485
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1108 RADER RUN, BLOOMINGTON, IL 61704-6338

Mortgage

Document Number	202100019486
Date	Aug 13, 2021
Instrument	2021-00019486

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 24, 2019
Property Address	321 S TOWANDA AVE APT 7, 7, NORMAL, IL 61761-6150
Document Number	201900007855
Map Reference	DOC 80-441
Instrument Date	May 17, 2019
Instrument	2019-00007855
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S TOWANDA AVE APT 7, 7, NORMAL, IL 61761-6150

Mortgage

Document Number	201900007856
Date	May 24, 2019
Instrument	2019-00007856

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,332 (+21.89%) Land $3,216 Building $46,116	$147,996 (+21.89%) Land $9,648 Building $138,348
2024	$3,670.00 (+5.95%)
2023	$3,464.00 (+5.48%)	$40,474 (+10.69%) Land $2,639 Building $37,835	$121,422 (+10.69%) Land $7,917 Building $113,505
2022	$3,284.00	$36,565 Land $2,384 Building $34,181	$109,695 Land $7,152 Building $102,543

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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