321 S Red Rock St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 321 S Red Rock St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,530 sqft · built 1994
Lot Size0.591 acres (25,783 sqft)
OwnerOwner Name on File
Last Sale$204,467 (May 1995)
Tax Bill$3,047 (2025)
Deeds & MortgagesFeb 2021 Line of Credit
Aug 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APN304-22-462

Property Details

APN / Parcel Number

Primary APN304-22-462

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,530 sqft Living Area
1st Floor Area1,820 sqft
2nd Floor Area1,710 sqft

Exterior

Year BuiltBuilt 1994
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area25,783 sqft (0.591 acres)
Parking Spaces3 Parking Spaces
Pool Area400 sqft
Patio Area207 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address321 S RED ROCK ST
CityGILBERT
StateAZ
Zip85296-1957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionVAL VISTA MCR 374/19
Legal Range06E
Legal Township01S
Legal Section17
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionVAL VISTA
Legal Lot Number285
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2001
Census Tract422511

Owner

The current owner of 321 S Red Rock St acquired it in August 2003.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordOwner Name on File
Mailing Address321 S RED ROCK ST, GILBERT, AZ 85296-1957
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Aug 14, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 1995 · Amount on File
Deed SaleMay 23, 1995 · Amount on File
Prior SaleAug 8, 2003
Deed Document Number0000293345
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address321 S RED ROCK ST, GILBERT, AZ 85296-1957
Transaction TypeMortgage
Record UpdatedMar 8, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 S RED ROCK ST, GILBERT, AZ 85296-1957

Mortgage

Document Number0000220417
DateFeb 26, 2021
Instrument20210220417
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 19, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address321 S RED ROCK ST, GILBERT, AZ 85296-1957
Document Number0000621709
Instrument DateAug 14, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 S RED ROCK ST GILBERT AZ 852961957, GILBERT, AZ 85296-1957

Mortgage

Document Number0000621709
DateAug 23, 2017
Instrument621709
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 22, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 321 S Red Rock St was $3,047.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,610$716,100 Land $143,200 Building $572,900
2025$3,047.00
2024$71,250$712,500 Land $142,500 Building $570,000
2023$2,930.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 S Red Rock St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 S Red Rock St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.6% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
CenturyLink
Fiber · DSL in parts of the area
3,000 / 3,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber, Verizon.

Nearby Properties on S Red Rock St

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