321 S Prospect St, Wheaton, IL 60187 Property Records

DuPage County property record for 321 S Prospect St, Wheaton, IL 60187 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1954
Square Footage	1,136 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$261,000 (2017)
Tax Bill	$6,459.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-15-315-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	1,136 sqft Living Area
Gross Area	2,552 sqft Gross Area
1st Floor	1,136 sqft 1st Floor
Basement Area	1,136 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch Style
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	280 sqft Garage
Porch	Open Porch
Porch Area	60 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	321 S PROSPECT ST
City	WHEATON
State	IL
Zip	60187-5907
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MC INTOSH LORRAINE RD SUB
Legal Subdivision	MC INTOSH LORRAINE RD SUB
Legal Block	11
Legal Lot Number	12
Jurisdiction	DU PAGE IL
Minor Civil Division	MILTON
Census Blockgroup	2
Census Block	2008
Census Tract	842400

Owner

Source: DuPage County records · APN 05-15-315-004

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 S PROSPECT ST, WHEATON, IL 60187-5907
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2017 · Amount on Record
Deed Sale	Jun 19, 2017 · Amount on Record
Prior Sale	May 10, 2006 · Amount on Record
Deed Doc Number	201760107
Record Refreshed	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 19, 2017
Property Address	321 S PROSPECT ST, WHEATON, IL 60187-5907
Document Number	0000060107
Instrument Date	Jun 09, 2017
Instrument	60107
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	MIDWEST TITLE AND APPRAISAL SERVICES, MIDWEST TITLE & APPRAISAL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$391.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 S PROSPECT ST WHEATON IL 60187, WHEATON, IL 60187

Mortgage

Document Number	60108
Date	Jun 19, 2017
Instrument	60108

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,459.00 (+8.52%)	$114,649 (+24.69%) Land $34,807 Building $79,842	$343,947 (+24.69%) Land $104,421 Building $239,526
2022	$5,952.00 Homeowner's exemption	$91,950 Land $27,910 Building $64,040	$275,850 Land $83,730 Building $192,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.