321 S Main St, Xenia, IL 62899 Property Records

Clay County property record for 321 S Main St, Xenia, IL 62899

Property Summary

Property TypeCommercial
Lot Size0.502 acres (21,888 sqft)
OwnerIndividual Name on File
Tax Bill$888 (2025)
Flood ZoneZone X (minimal risk)
APN13-10-114-001

Property Details

APN / Parcel Number

Primary APN13-10-114-001

Exterior

Lot Area21,888 sqft (0.502 acres)

Location & Zoning

Street Address321 S MAIN ST
CityXENIA
StateIL
Zip62899
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionJ N MCLIN & CO ADDN BLOCK 4 LOTS 1 2 3 & 4 EX S 16'; ALSO VACATED ALLEY BETWEEN LOTS 3 & 4
Legal SubdivisionJ N MCLIN & CO ADD
Legal Block4
Legal Lot Number1-4
JurisdictionCLAY IL
Township / Civil DivisionXENIA
Census Block Group2
Census Block2134
Census Tract972200

Owner

321 S Main St, a commercial property, is owned by an individual.

Source: Clay County records, as of October 15, 2026

Owner of RecordIndividual Name on File
Mailing Address414 WEST ST, XENIA, IL 62899-1213
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 321 S Main St was $888, down 5.7% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionXenia Township
MunicipalityXenia Village
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$888.00 (-5.73%)$12,125 Land $2,748 Building $9,377$36,375 Land $8,244 Building $28,131
2024$942.00
2022$998.00 (-5.85%)$11,686 Land $2,457 Building $9,229$35,058 Land $7,371 Building $27,687
2021$1,060.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 321 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemXENIA
serves 542 people · EPA ID IL0250300
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20

May also be available: ClearWave, T-Mobile.

Nearby Properties on S Main St

Nearby Streets

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