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321 S Main St, Troy, TN 38260 Property Records

Obion County property record for 321 S Main St, Troy, TN 38260

Property Summary

Property TypeSingle Family Home
Details1 ba · 940 sqft · built 1945
Lot Size0.281 acres (12,240 sqft)
OwnerIndividual Name on Record
Last Sale$38,000 (Jan 2025)
Tax Bill$201 (2018)
Deeds & MortgagesSep 2026 Transfer
Apr 2024 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN066093J H 01100

Property Details

APN / Parcel Number

Primary APN066093J H 01100
Alternative APN
  • 093J H 01100

Interior

Full Baths1 Bath
Stories1 Story
Building Area940 sqft Living Area
1st Floor Area720 sqft
FlooringSoftwood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,240 sqft (0.281 acres)
Lot Dimensions80 ft deep x 153 ft wide

Exterior Amenities

PorchSlab
Porch Area511 sqft
Deck Area40 sqft
Patio Area40 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address321 S MAIN ST
CityTROY
StateTN
Zip38260-5848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESIDENTIAL PORTION
JurisdictionOBION TN
Township / Civil Division6
Census Block Group2
Census Block2034
Census Tract965400

Owner

Source: Obion County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address588 RUDD RD, TROY, TN 38260-3610
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 11, 2024Warranty Deed, Transfer
Oct 25, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 7, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2025 · Amount on Record
Deed SaleJan 31, 2025 · Amount on Record
Prior SaleApr 11, 2024 · Amount on Record
Deed Document Number202586109
Deed Book / Page409 / 390
Last Transfer DateSep 17, 2026
Transfer Doc0000094672
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOBION TN
Recording DateSep 17, 2026
Property Address321 S MAIN ST, TROY, TN 38260-5848
Document Number0000094672
Book / Page473 / 429
Instrument DateSep 17, 2026
Instrument202694672
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address588 RUDD RD, TROY, TN 38260-3610

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOBION TN
Recording DateApr 11, 2024
Property Address321 S MAIN ST, TROY, TN 38260-5848
Document Number000383/400
Book / Page383 / 400
Instrument DateApr 10, 2024
Instrument82495
Transaction TypeTransfer
Record UpdatedMay 16, 2024

Transaction

Tax$81.40
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOBION TN
Recording DateOct 25, 2023
Property Address321 S MAIN ST, TROY, TN 38260-5848
Document Number000370/559
Book / Page370 / 559
Instrument DateOct 19, 2023
Instrument80622
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 SEDONA DR, DYERSBURG, TN 38024-8495

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOBION TN
Recording DateDec 7, 2018
Property Address321 S MAIN ST, TROY, TN 38260-5848
Document Number0000055686
Book / Page000227 / 000302
Instrument DateDec 4, 2018
Instrument55686
Transaction TypeTransfer
Record UpdatedDec 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$129.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3 QUAIL CREEK DR JACKSON TN 383058867, JACKSON, TN 38305-8867

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
MunicipalityTroy Town
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,750 (-) Land $1,125 Building $9,625
2023$10,750 (+59.85%) Land $1,125 Building $9,625$43,000 (+59.85%) Land $4,500 Building $38,500
2022$6,725 Land $1,250 Building $5,475$26,900 Land $5,000 Building $21,900
2018$201.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY WATER SYSTEM
serves 2,096 people · EPA ID TN0000712
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

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