321 S Main St, Middletown, OH 45044 Property Records

Butler County property record for 321 S Main St, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,512 sqft · built 1905
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Nov 2022)
Tax Bill	$4,500 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Q6521-020.000-014`

Property Details

APN / Parcel Number

Primary APN	`Q6521-020.000-014`
Alternative APNs	`0000200` `307690` `310306`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	1,220 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	155 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000200
Old Parcel Number	Q6521020.000014
Street Address	321 S MAIN ST
City	MIDDLETOWN
State	OH
Zip	45044-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1085 W 142.49
Legal Subdivision	MIDDLETOWN
Legal Lot Number	1086
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1003
Census Tract	13000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Main Street District listed 1978 · 76 contributing resources · NRIS 78002015

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

321 S Main St is owned and occupied by an individual who bought it in November 2022.

Source: Butler County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	321 S MAIN ST, MIDDLETOWN, OH 45044-4230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 7, 2019	Warranty Deed, Transfer · Conventional Mortgage JOBN G TENKMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2022 · Amount on File
Deed Sale	Nov 15, 2022 · Amount on File
Prior Sale	Feb 7, 2019 · Amount on File
Deed Document Number	0000047907
Deed Book / Page	9918 / 453
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	321 S MAIN ST, MIDDLETOWN, OH 45044-4230
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S MAIN ST, MIDDLETOWN, OH 45044-4230

Mortgage

Document Number	0000014307
Date	Mar 28, 2022
Book Page	9827/907
Instrument	2022-00014307

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Nov 15, 2022
Property Address	321 S MAIN ST, MIDDLETOWN, OH 45044-4230
Document Number	0000047907
Book / Page	9918 / 453
Instrument Date	Nov 7, 2022
Instrument	2022-00047907
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	321 S MAIN ST, MIDDLETOWN, OH 45044-4230

Mortgage

Document Number	0000047909
Date	Nov 15, 2022
Book Page	9918/459
Instrument	2022-00047909

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Feb 7, 2019
Property Address	321 S MAIN ST, MIDDLETOWN, OH 45044-4230
Document Number	0000004227
Book / Page	009255 / 000872
Instrument Date	Jan 31, 2019
Instrument	4227
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 S MAIN ST #2 MIDDLETOWN OH 450444230, 2, MIDDLETOWN, OH 45044-4230

Mortgage

Document Number	4345
Date	Feb 7, 2019
Book Page	009255/001329
Instrument	4345

Lender

Name	JOBN G TENKMAN
Address	7292 COUNTRY CLUB LN, WEST CHESTER, OH 45069-1595

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 321 S Main St was $4,500.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,500.00	$85,540 Land $5,260 Building $80,280	$244,420 Land $15,040 Building $229,380
2023	$4,392.00 (+45.77%)	$85,540 (+87.67%) Land $5,260 Building $80,280	$244,420 Land $15,040 Building $229,380
2022	$3,013.00	$45,580 Land $5,260 Building $40,320
2020			$130,240 Land $15,040 Building $115,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures