321 S Main St, Malvern, AR 72104 Property Records

Hot Spring County property record for 321 S Main St, Malvern, AR 72104

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,532 sqft · built 1925
Lot Size	0.219 acres (9,549 sqft)
Owner	Company Name on Record
Last Sale	$77,000 (Aug 2019)
Tax Bill	$858 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Mar 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`700-01217-000`

Property Details

APN / Parcel Number

Primary APN	`700-01217-000`
Alternative APN	`18808`

Interior

Stories	1 Story
Building Area	7,532 sqft Total Area
Interior Walls	Wood

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Glass
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Wood Truss
Roof Material	Tar & Gravel
Lot Area	9,549 sqft (0.219 acres)
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	321 S MAIN ST
City	MALVERN
State	AR
Zip	72104-3738
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	S 23' LOT 4; N 30' LOT 5 BLOCK 38
Legal Range	17W
Legal Township	04S
Legal Section	22
Legal Subdivision	LUND & HILL (ORIGINAL TOWN)
Legal Block	38
Legal Lot Number	4,5
Jurisdiction	HOT SPRING AR
Township / Civil Division	FENTER
Census Block Group	1
Census Block	1036
Census Tract	20400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Malvern Commercial Historic District listed 2015 · 26 contributing resources · NRIS 15000626

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hot Spring County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	999 SCHNEIDER DR, MALVERN, AR 72104-4815
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BCORP BANK
Mar 23, 2026	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANCORP BANK
Sep 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANCORP BANK
Oct 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANCORP BANK
Aug 27, 2019	Warranty Deed, Transfer FIRST NATIONAL TITLE COMPANY
Aug 27, 2019	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANCORP BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Aug 3, 2006 · Amount on Record
Deed Book / Page	353 / 716
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Recording Date	Apr 28, 2026
Property Address	321 S MAIN ST, MALVERN, AR 72104-3738
Document Number	0000001752
Book / Page	551 / 537
Instrument Date	Apr 27, 2026
Instrument	20261752
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	999 SCHNEIDER DR, MALVERN, AR 72104-4815

Mortgage

Document Number	0000001752,
Date	Apr 28, 2026
Book Page	551/537
Instrument	20261752

Lender

Name	SOUTHERN BCORP BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2046

Interest

Rate	6.38%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	321 S MAIN ST, MALVERN, AR 72104-3738
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 SCHNEIDER DR, MALVERN, AR 72104-4815

Mortgage

Document Number	MTG549/848
Date	Mar 23, 2026
Book Page	MTG 549/848
Instrument	2026-001137

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	ARKADELPHIA, AR 71923

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 16, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	321 S MAIN ST, MALVERN, AR 72104-3738
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 SCHNEIDER DR, MALVERN, AR 72104-4815

Mortgage

Document Number	0MTG544/35
Date	Sep 29, 2025
Book Page	MTG 544/35
Instrument	2025-004231

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	ARKADELPHIA, AR 71923

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2040

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	321 S MAIN ST, MALVERN, AR 72104-3738
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000511/562
Date	Oct 27, 2022
Book Page	511/562
Instrument	2022-003826

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	MALVERN, AR 72104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 24, 2032

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOT SPRING AR
Recording Date	Aug 27, 2019
Property Address	321 S MAIN ST, MALVERN, AR 72104-3738
Document Number	353/716
Book / Page	353 / 716
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$254.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 COURTS DR, 8, LITTLE ROCK, AR 72223-9021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 SCHNEIDER DR, MALVERN, AR 72104-4815

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOT SPRING AR
Recording Date	Aug 27, 2019
Property Address	321 S MAIN ST, MALVERN, AR 72104-3738
Document Number	000353/716
Book / Page	353 / 716
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 COURTS DR, LITTLE ROCK, AR 72223-9021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 SCHNEIDER DR, MALVERN, AR 72104-4815

Mortgage

Document Number	000474/453
Date	Aug 27, 2019
Book Page	474/453

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	MALVERN, AR 72104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 23, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hot Spring County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Hot Spring County
Municipality	Malvern City
Unified School District	Malvern Special School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$858.00	$15,160 (-) Land $1,220 Building $13,940
2023	$858.00	$15,160 Land $1,220 Building $13,940	$75,800 Land $6,100 Building $69,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALVERN WATERWORKS serves 14,410 people · EPA ID AR0000237
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: South Central Connect.

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