321 S Main St, Camden, MI 49232 Property Records

Hillsdale County property record for 321 S Main St, Camden, MI 49232

Property Summary

Property Type	Single Family Home
Details	1 ba · 998 sqft
Lot Size	0.487 acres (21,257 sqft)
Owner	Individual Name on Record
Tax Bill	$568 (2021)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-027-200-003-27-8-4`

Property Details

APN / Parcel Number

Primary APN	`14-027-200-003-27-8-4`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	998 sqft Living Area
Gross Area	1,446 sqft
Basement Area	224 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	21,257 sqft (0.487 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	321 S MAIN ST
City	CAMDEN
State	MI
Zip	49232-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM IN CEN OF HWY 247 FT S OF NW COR NE1/4 SEC 27 TH S 99 FT TH E 214.5 FT TH N 105.5 FT TH W 49.5 FT TH S 6.5 FT TH W 165 FT
Legal Subdivision	VILLAGE OF CAMDEN
Jurisdiction	HILLSDALE MI
Township / Civil Division	CAMDEN
Census Block Group	2
Census Block	2030
Census Tract	51200

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 S MAIN ST, CAMDEN, MI 49232-9509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2017
Deed Sale	Jul 10, 2017
Deed Document Number	0001762325
Record Updated	Jun 7, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	321 S MAIN ST, CAMDEN, MI 49232-9509
Transaction Type	Mortgage
Record Updated	Jun 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1762/307
Date	Apr 14, 2020
Book Page	1762/307

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Camden Township
Municipality	Camden Village
Unified School District	Camden-Frontier School District (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMDEN serves 512 people · EPA ID MI0001050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
DMCI Broadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
Frontier DSL	70 / 3
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: AT&T.

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