Madison County property record for 321 S Ford St, Lapel, IN 46051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1954 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $48,800 (Jul 2009) |
| Tax Bill | $514 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-10-28-402-106.000-032 |
| Primary APN | 48-10-28-402-106.000-032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001333099 |
|---|---|
| Street Address | 321 S FORD ST |
| City | LAPEL |
| State | IN |
| Zip | 46051-9524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOSWORTHS 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT: |
| Legal Subdivision | ISAAC D BOSWORTHS FIRST ADDITION |
| Jurisdiction | MADISON IN |
| Township / Civil Division | STONY CREEK |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 11100 |
321 S Ford St is owned and occupied by an individual who bought it in July 2009.
Source: Madison County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 S FORD ST, LAPEL, IN 46051-9524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2009 · Amount on File |
| Deed Sale | Jul 17, 2009 · Amount on File |
| Prior Sale | Feb 20, 2009 |
| Deed Document Number | 200910976 |
| Prior Transfer Date | Jan 16, 2006 |
| Prior Transfer Doc | 2006001494 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 321 S Ford St was $514 with a homeowner's exemption, up 1.4% from the year before.
Source: Madison County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Madison County |
| County Subdivision | Stony Creek Township |
| Municipality | Lapel Town |
| Unified School District | Frankton-Lapel Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $514.00 (+1.38%) Homeowner's exemption | $79,000 Land $8,800 Building $70,200 | $79,000 Land $8,800 Building $70,200 |
| 2024 | $507.00 | ||
| 2023 | $68,400 (+1.79%) Land $8,300 Building $60,100 | $68,400 (+1.79%) Land $8,300 Building $60,100 | |
| 2022 | $439.00 | $67,200 Land $7,800 Building $59,400 | $67,200 Land $7,800 Building $59,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 S Ford St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 321 S Ford St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAPEL MUNICIPAL WATER COMPANY serves 2,379 people · EPA ID IN5248013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Feb 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| On-Ramp Indiana Fiber · Fixed Wireless | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: Spectrum, Verizon.
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