321 S Clay St, Macomb, IL 61455 Property Records

McDonough County property record for 321 S Clay St, Macomb, IL 61455

Property Summary

Property Type	Single Family Home
Details	2 bd · 918 sqft · built 1960
Lot Size	0.23 acres (9,816 sqft)
Owner	Individual Name on Record
Last Sale	$61,000 (Aug 2023)
Tax Bill	$2,079 (2022)
Deeds & Mortgages	Mar 2020 Line of Credit Aug 2023 Sale & Mortgage
APN	`11-400-275-10`

Property Details

APN / Parcel Number

Primary APN	`11-400-275-10`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	918 sqft Living Area
1st Floor Area	918 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Other
Construction Type	Frame
Lot Area	9,816 sqft (0.23 acres)

Location & Zoning

Street Address	321 S CLAY ST
City	MACOMB
State	IL
Zip	61455-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/3 CENTER W 1/2 NW BLK 63 WESTERN ADD
Legal Subdivision	WESTERN ADD
Legal Block	63
Jurisdiction	MCDONOUGH IL
Township / Civil Division	MACOMB CITY
Census Block Group	1
Census Block	1013
Census Tract	10900

Owner

Source: McDonough County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 S CLAY ST, MACOMB, IL 61455-2047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit STATE BANK OF INDUSTRY
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage TBK BANK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Deed Document Number	20232116
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONOUGH IL
Property Address	321 S CLAY ST, MACOMB, IL 61455-2047
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020200682
Date	Mar 18, 2020
Instrument	2020-0682

Lender

Name	STATE BANK OF INDUSTRY
Type	Bank
Address	INDUSTRY, IL 61440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Mar 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Aug 15, 2023
Property Address	321 S CLAY ST, MACOMB, IL 61455-2047
Document Number	0020232116
Instrument Date	Aug 14, 2023
Instrument	2023-2116
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 W WASHINGTON ST, MACOMB, IL 61455-2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S CLAY ST, MACOMB, IL 61455-2047

Mortgage

Document Number	0020232117
Date	Aug 15, 2023
Instrument	2023-2117

Lender

Name	TBK BANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate	6.2%

Tax Assessment & Valuation

Source: McDonough County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McDonough County
County Subdivision	Macomb City Township
Municipality	Macomb City
Unified School District	Macomb Community Unit School District 185 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,013 (+8.92%) Land $1,610 Building $12,403	$42,039 (+8.92%) Land $4,830 Building $37,209
2023		$12,865 (-26.89%) Land $1,478 Building $11,387	$38,595 (-26.89%) Land $4,434 Building $34,161
2022	$2,079.00	$17,596 Land $1,432 Building $16,164	$52,788 Land $4,296 Building $48,492

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB serves 15,051 people · EPA ID IL1090350
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Logonix Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: MTC Communications.

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