White County property record for 321 S Bluff St, Monticello, IN 47960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,536 sqft · built 1870 |
| Lot Size | 0.185 acres (8,078 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $193,800 (Nov 2018) |
| Tax Bill | $2,484 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-07070-00 |
| Primary APN | 021-07070-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,536 sqft Living Area |
| 1st Floor Area | 5,072 sqft |
| Attic | Attic |
| Attic Area | 1,064 sqft |
| Basement Area | 1,472 sqft |
| Finished Basement | 1,472 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Roof Material | Asphalt |
| Lot Area | 8,078 sqft (0.185 acres) |
| Lot Dimensions | 123 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001079269 |
|---|---|
| Street Address | 321 S BLUFF ST |
| City | MONTICELLO |
| State | IN |
| Zip | 47960-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARR'S ADD L 188 6' X 60' VACATED ALLEY |
| Legal Subdivision | BARRS ADD |
| Jurisdiction | WHITE IN |
| Township / Civil Division | UNION |
| Census Block Group | 6 |
| Census Block | 6002 |
| Census Tract | 958600 |
Source: White County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 S BLUFF ST, MONTICELLO, IN 47960-2312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2018 · Amount on Record |
| Deed Sale | Nov 8, 2018 · Amount on Record |
| Prior Sale | Oct 7, 2015 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: White County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | White County |
| County Subdivision | Union Township |
| Municipality | Monticello City |
| Unified School District | Twin Lakes School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,484.00 (-1.97%) Homeowner's exemption | $276,100 (+19.16%) Land $7,200 Building $268,900 | $276,100 (+19.16%) Land $7,200 Building $268,900 |
| 2024 | $2,534.00 (+8.57%) | ||
| 2023 | $2,334.00 (+12.59%) | $231,700 Land $7,200 Building $224,500 | $231,700 Land $7,200 Building $224,500 |
| 2022 | $2,073.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–1994) |
| Most Recent Claim | Apr 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTICELLO WATER WORKS serves 5,300 people · EPA ID IN5291011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Pulaski White Rural Telephone Cooperative.
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