321 S Bay St, Bunnell, FL 32110 Property Records

Flagler County property record for 321 S Bay St, Bunnell, FL 32110

Property Summary

Property Type	Warehouse, Storage
Details	1,228 sqft · built 2001
Lot Size	0.723 acres (31,498 sqft)
Owner	Company Name on File
Last Sale	$320,000 (Jul 2025)
Tax Bill	$2,292 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-12-30-0850-02550-0040`

Property Details

APN / Parcel Number

Primary APN	`15-12-30-0850-02550-0040`

Interior

Stories	1 Story
Building Area	1,228 sqft Gross Area
1st Floor Area	1,228 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Asbestos
Lot Area	31,498 sqft (0.723 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	321 S BAY ST
City	BUNNELL
State	FL
Zip	32110-7645
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Local Zoning Code	L-1
Legal Description	A PART OF SE1/4 OF NE1/4 LOTS 4,5,6,7,8,9-BLOCK 255 OR 54 PG 398 & VACATED ALLEY ORD # 1981-12 OR 177 PG 83 OR 282 PG 531(JTWROS) OR 546 PG 1491(DC OR 549/1336 OR 1835/1698 OR 1858/1513- OR 2014/1801 OR 2014/1804 OR 2431/31
Legal Subdivision	BUNNELL,TOWN OF
Legal Block	255
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2038
Census Tract	60207

Owner

321 S Bay St, an industrial property, is owned by a company that bought it in July 2025.

Source: Flagler County records, as of March 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	6 WHITE HORSE LN, PALM COAST, FL 32164-7235
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit REALTY SOLUTION OF NORTH FLORIDA INC
Jul 3, 2025	Intrafamily Transfer, Transfer · Commercial Mortgage VYSTAR CU
Jun 10, 2024	Warranty Deed, Transfer ATTORNEY ONLY
Jan 25, 2022	Special Warranty Deed, Transfer · Line of Credit MIDFLORIDA CU
Mar 30, 2020	Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Prior Sale	Jun 10, 2024 · Amount on File
Deed Document Number	202527896
Deed Book / Page	2973 / 928
Prior Transfer Date	Oct 1, 2011
Prior Transfer Doc	0018351698
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	321 S BAY ST, BUNNELL, FL 32110-7645
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	BAKERS TITLE, BANKERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025440071
Date	Mar 29, 2021
Book Page	2544/71
Instrument	2021016615

Lender

Name	REALTY SOLUTION OF NORTH FLORIDA INC
Type	Non-Lending Institution
Address	OCALA, FL 34471

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	72 Months
Due	Mar 17, 2027

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Jul 3, 2025
Property Address	321 S BAY ST, BUNNELL, FL 32110-7645
Document Number	0029730928
Book / Page	2973 / 928
Map Reference	MB 1 PG 2
Instrument Date	Jun 30, 2025
Instrument	2025027886
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	SOUTHERN TITLE HLDG CO LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 141091, GAINESVILLE, FL 32614-1091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WHITE HORSE LN, PALM COAST, FL 32164-7235

Mortgage

Document Number	0029730930
Date	Jul 3, 2025
Book Page	2973/930
Instrument	2025027887

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 10, 2024
Property Address	321 S BAY ST, BUNNELL, FL 32110-7645
Document Number	0028751499
Book / Page	2875 / 1499
Instrument Date	May 16, 2024
Instrument	2024024063
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$716.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 141091, GAINESVILLE, FL 32614-1091

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 25, 2022
Property Address	321 S BAY ST, BUNNELL, FL 32110-7645
Document Number	0026510151
Book / Page	2651 / 151
Map Reference	MB 1 PG 2
Instrument Date	Jan 14, 2022
Instrument	2022003870
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 141091, GAINESVILLE, FL 32614-1091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 141091, GAINESVILLE, FL 32614-1091

Mortgage

Document Number	0002651156
Date	Jan 25, 2022
Instrument	2651/156

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 30, 2020
Property Address	321 S BAY ST, BUNNELL, FL 32110-7645
Document Number	0024320031
Book / Page	002432 / 000031
Instrument Date	Mar 26, 2020
Instrument	12788
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,505.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 141091 GAINESVILLE FL 326141091, GAINESVILLE, FL 32614-1091

Tax Assessment & Valuation

The 2025 property tax bill for 321 S Bay St was $2,292, down 0.2% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Bunnell City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,292.00 (-0.22%)	$104,137 Land $64,725 Building $39,412	$104,137 Land $64,725 Building $39,412
2024	$2,297.00 (-0.61%)
2023	$2,311.00 (+1.58%)	$104,137 (-) Land $64,725 Building $39,412	$104,137 (-) Land $64,725 Building $39,412
2022	$2,275.00	$104,137 Land $64,725 Building $39,412	$104,137 Land $64,725 Building $39,412

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 321 S Bay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 S Bay St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUNNELL WATER PLANT serves 3,507 people · EPA ID FL2180134
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

321 S Bay St, Bunnell, FL 32110 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2025: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2022: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on S Bay St

Nearby Streets

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