St. Louis County property record for 321 S 69th Ave W, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,128 sqft · built 2021 |
| Lot Size | 0.286 acres (12,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $304,500 (Oct 2021) |
| Tax Bill | $3,280 (2026) |
| Deeds & Mortgages | Oct 2021 Second Mortgage Oct 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0370-03370 |
| Primary APN | 010-0370-03370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Gross Area |
| 1st Floor Area | 1,128 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 12,492 sqft (0.286 acres) |
| Garage Area | 288 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1197132 |
|---|---|
| Street Address | 321 S 69TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55807-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 10 AND 11, BLOCK 24 SERIAL # |
| Legal Subdivision | CARLTON PLACE ADDITION |
| Legal Block | 24 |
| Legal Lot Number | 10-11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 3300 |
321 S 69th Ave W is owned and occupied by an individual who bought it in October 2021.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 S 69TH AVE W, DULUTH, MN 55807-1804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 30, 2020 | Quit Claim Deed, Construction Loan · Line of Credit NORTH SHORE BK/COMMERCE |
| Nov 30, 2020 | Quit Claim Deed, Transfer NORTH SHORE TITLE |
| Oct 16, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2021 · Amount on File |
| Deed Sale | Oct 8, 2021 · Amount on File |
| Prior Sale | Oct 16, 2020 · Amount on File |
| Deed Document Number | 20211047978 |
| Prior Transfer Date | Oct 23, 2020 |
| Prior Transfer Doc | 00T1032767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 321 S 69TH AVE W, DULUTH, MN 55807-1804 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001047980 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 1047980 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 8, 2021 |
| Property Address | 321 S 69TH AVE W, DULUTH, MN 55807-1804 |
| Document Number | 0001047978 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 1047978 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,004.85 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 S 69TH AVE W, DULUTH, MN 55807-1804 |
| Document Number | 0001047979 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 1047979 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 30, 2020 |
| Property Address | 321 S 69TH AVE W, DULUTH, MN 55807-1804 |
| Document Number | 00T1032768 |
| Instrument Date | Nov 3, 2020 |
| Instrument | T1032768 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5963 W ARROWHEAD RD DULUTH MN 558109736, DULUTH, MN 55810-9736 |
| Document Number | T1032769 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | T1032769 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816-0450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 29, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | T1032770, |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | T1032770 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816-0450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 29, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 30, 2020 |
| Property Address | 321 S 69TH AVE W, DULUTH, MN 55807-1804 |
| Document Number | 00T1032767 |
| Instrument Date | Oct 23, 2020 |
| Instrument | T1032767 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2020 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5963 W ARROWHEAD RD DULUTH MN 558109736, DULUTH, MN 55810-9736 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 16, 2020 |
| Property Address | 321 S 69TH AVE W, DULUTH, MN 55807-1804 |
| Document Number | 00T1030609 |
| Instrument Date | Oct 9, 2020 |
| Instrument | T1030609 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5963 W ARROWHEAD RD DULUTH MN 558109736, DULUTH, MN 55810-9736 |
The 2026 property tax bill for 321 S 69th Ave W was $3,280 with a homeowner's exemption, up 8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,280.00 (+7.97%) Homeowner's exemption | ||
| 2025 | $3,038.00 (+1.06%) Homeowner's exemption | $288,300 (+18.79%) Land $12,700 Building $275,600 | $288,300 (+18.79%) Land $12,700 Building $275,600 |
| 2024 | $3,006.00 | $242,700 Land $11,700 Building $231,000 | $242,700 Land $11,700 Building $231,000 |
| 2022 | $167,500 Land $9,000 Building $158,500 | $167,500 Land $9,000 Building $158,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 S 69th Ave W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 321 S 69th Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
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