Huron County property record for 321 S 5th St, Harbor Beach, MI 48441
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,036 sqft · built 1915 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $770 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-562-020-00 |
| Primary APN | 52-562-020-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,036 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 484 sqft |
| Unfinished Basement | 484 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 384 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 321 S 5TH ST |
|---|---|
| City | HARBOR BEACH |
| State | MI |
| Zip | 48441-1308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 12, TOWN 16, RANGE 15. LOT 20 BLK 62 EXC N 25 FT J JENKS & CO'S 1ST ADD CITY OF HARBOR BEACH, MICH. ALSO BEG AT A PT ON T |
| Legal Range | 15 |
| Legal Township | 16 |
| Legal Section | 12 |
| Legal Subdivision | J JENKS & CO'S 1ST ADD |
| Legal Block | 62 |
| Legal Lot Number | 20 |
| Jurisdiction | HURON MI |
| Township / Civil Division | HARBOR BEACH |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 951200 |
321 S 5th St is owned and occupied by an individual.
Source: Huron County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 S 5TH ST, HARBOR BEACH, MI 48441-1308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 321 S 5th St was $770.
Source: Huron County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Huron County |
| Municipality | Harbor Beach City |
| Unified School District | Harbor Beach Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,200 (+3.08%) | $80,400 (+3.08%) | |
| 2025 | $770.00 Homeowner's exemption | $39,000 | $78,000 |
| 2023 | $678.00 | $30,300 | $60,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 S 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 S 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARBOR BEACH serves 1,604 people · EPA ID MI0003000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Air Advantage.
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