Warren County and Lopatcong Township property record for 321 S 4th St, Phillipsburg, NJ 08865
| Property Type | Single Family Home |
|---|---|
| Details | 2,130 sqft · built 1930 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Nov 2004) |
| Tax Bill | $7,413 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00074-0000-00012 |
| Primary APN | 15-00074-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,130 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 16,553 sqft (0.38 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 321 S 4TH ST |
|---|---|
| City | PHILLIPSBURG |
| State | NJ |
| Zip | 08865-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Subdivision | MORRIS PARK LAND CO |
| Legal Block | 74 |
| Legal Lot Number | 12 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | LOPATCONG |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 32200 |
Source: Warren County and Lopatcong Township records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 321 S 4TH ST, PHILLIPSBURG, NJ 08865-1915 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2004 · Amount on Record |
| Deed Sale | Nov 24, 2004 · Amount on Record |
| Deed Document Number | 2004242326 |
| Deed Book / Page | 1965 / 168 |
| Prior Transfer Date | Feb 12, 2004 |
| Prior Transfer Doc | 0019150101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Sep 21, 2026 |
| Property Address | 321 S 4TH ST, PHILLIPSBURG, NJ 08865-1915 |
| Document Number | 0000642209 |
| Book / Page | 7958 / 136 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 2026642209 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 321 S 4TH ST, PHILLIPSBURG, NJ 08865-1915 |
| Document Number | 0000642209, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 7958/136 |
| Instrument | 2026642209 |
| Name | IRCO COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 1, 2031 |
| Max Rate | -1% |
|---|
Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Lopatcong Township |
| Unified School District | Lopatcong Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,700 (-) Land $81,100 Building $162,600 | $243,700 (-) Land $81,100 Building $162,600 | |
| 2025 | $7,413.00 (+1.84%) | $243,700 (-) Land $81,100 Building $162,600 | $243,700 (-) Land $81,100 Building $162,600 |
| 2024 | $7,279.00 (+4.78%) | ||
| 2023 | $243,700 (-) Land $81,100 Building $162,600 | $243,700 (-) Land $81,100 Building $162,600 | |
| 2022 | $6,947.00 (-3.91%) | $243,700 Land $81,100 Building $162,600 | $243,700 Land $81,100 Building $162,600 |
| 2021 | $7,230.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 1,000 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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