321 S 3rd Ave, Oakdale, CA 95361 Property Records

Stanislaus County property record for 321 S 3rd Ave, Oakdale, CA 95361

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 684 sqft · built 1939
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Trust Names on File
Last Sale	$260,000 (Mar 2022)
Tax Bill	$3,037 (2026)
Deeds & Mortgages	Jun 2022 Transfer Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`130-005-025-000`

Property Details

APN / Parcel Number

Primary APN	`130-005-025-000`
Alternative APNs	`1300525000` `1300525`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	684 sqft Living Area
1st Floor Area	684 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Construction Type	Wood
Lot Area	3,920 sqft (0.09 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	321 S 3RD AVE
City	OAKDALE
State	CA
Zip	95361-3950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP G1 4
Legal Subdivision	OAKDALE
Legal Block	1
Legal Lot Number	9&11
Jurisdiction	STANISLAUS CA
Township / Civil Division	OAKDALE
Census Block Group	1
Census Block	1014
Census Tract	202

Owner

321 S 3rd Ave is owner-occupied and held in a trust since March 2022.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	321 S 3RD AVE, OAKDALE, CA 95361-3950
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Intrafamily Transfer, Transfer
Mar 18, 2022	Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 2, 2021	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2018	Grant Deed, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Apr 2, 2021 · Amount on File
Deed Document Number	202219935
Prior Transfer Date	Jun 23, 1995
Prior Transfer Doc	0000050113
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jun 10, 2022
Property Address	321 S 3RD AVE, OAKDALE, CA 95361-3950
Document Number	0000042381
Map Reference	VOL 7 PG 48
Instrument Date	Jun 1, 2022
Instrument	2022-0042381
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 89, RIVERBANK, CA 95367-0089

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 18, 2022
Property Address	321 S 3RD AVE, OAKDALE, CA 95361-3950
Document Number	0000019935
Map Reference	VOL 7 PG 48
Instrument Date	Mar 7, 2022
Instrument	2022-0019935
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S 3RD AVE, OAKDALE, CA 95361-3950

Mortgage

Document Number	0000019936
Date	Mar 18, 2022
Instrument	2022-0019936

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 2, 2021
Property Address	321 S 3RD AVE, OAKDALE, CA 95361-3950
Document Number	0000032284
Map Reference	VOL 7 PG 48
Instrument Date	Mar 26, 2021
Instrument	2021-0032284
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	321 S 3RD AVE, OAKDALE, CA 95361-3950
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032285
Date	Apr 2, 2021
Instrument	2021-0032285

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	321 S 3RD AVE, OAKDALE, CA 95361-3950
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S 3RD AVE, OAKDALE, CA 95361-3950

Mortgage

Document Number	0000074070
Date	Sep 28, 2020
Instrument	2020-0074070

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 29, 2018
Property Address	321 S 3RD AVE, OAKDALE, CA 95361-3950
Document Number	0000021837
Map Reference	VOL7 PG48
Instrument Date	Mar 26, 2018
Instrument	2018-0021837
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S 3RD AVE, OAKDALE, CA 95361-3950

Mortgage

Document Number	0000021838
Date	Mar 29, 2018
Instrument	2018-0021838

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 321 S 3rd Ave was $3,037 with a homeowner's exemption, up 1.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Oakdale City
Unified School District	Oakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,037.00 (+1.2%) Homeowner's exemption	$281,430 (+2%) Land $243,546 Building $37,884
2025	$3,001.00 Homeowner's exemption	$275,913 Land $238,771 Building $37,142
2023	$2,783.00 (+3.07%) Homeowner's exemption	$265,200 Land $229,500 Building $35,700
2022	$2,700.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 321 S 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 S 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKDALE serves 23,235 people · EPA ID CA5010014
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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