321 S 28th St, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 321 S 28th St, Broken Arrow, OK 74014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,982 sqft · built 1975
Lot Size	0.318 acres (13,876 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Nov 2021)
Tax Bill	$2,311 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008492-002014-000000`

Property Details

APN / Parcel Number

Primary APN	`008492-002014-000000`
Alternative APNs	`730001662` `0001662` `1662`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,982 sqft Living Area
1st Floor Area	1,966 sqft
Utility Area	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Aluminum Siding
Construction Type	Stone
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,876 sqft (0.318 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	377 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1662
Street Address	321 S 28TH ST
City	BROKEN ARROW
State	OK
Zip	74014-2378
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK CREEK PARK EXT LOT 14 BLK 2
Legal Range	15E
Legal Township	18N
Legal Section	07
Legal Subdivision	OAK CREEK PARK EXT
Legal Block	2
Legal Lot Number	14
Jurisdiction	WAGONER OK
Township / Civil Division	COWETA
Census Block Group	1
Census Block	1015
Census Tract	30502

Owner

321 S 28th St is owned by an individual who bought it in November 2021.

Source: Wagoner County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	23260 E 90TH ST S, BROKEN ARROW, OK 74014-3235
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage US MORTGAGE CORP
Nov 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage ENCENTUS FCU
Jan 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 17, 2018	Loan Modification, Mortgage · Conventional Mortgage OKLAHOMA CAP BK
Jan 22, 2018	Deed, Transfer · Conventional Mortgage OKLAHOMA CAPITAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Jan 22, 2018 · Amount on File
Deed Document Number	202121143
Deed Book / Page	2752 / 174
Prior Transfer Date	Jan 15, 2019
Prior Transfer Doc	0000000771
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAGONER OK
Recording Date	Nov 15, 2021
Property Address	321 S 28TH ST, BROKEN ARROW, OK 74014-2378
Document Number	0000021143
Book / Page	2752 / 0174
Instrument Date	Aug 13, 2021
Instrument	2021-21143
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S 28TH ST, BROKEN ARROW, OK 74014-2378

Mortgage

Document Number	2114427520176
Date	Nov 15, 2021
Instrument	2021-2114427520176

Lender

Name	US MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	321 S 28TH ST, BROKEN ARROW, OK 74014-2378
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014023
Date	Nov 13, 2018
Book Page	2466/0738
Instrument	2018-14023

Lender

Name	ENCENTUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 17, 2033

Interest

Rate Type	Fixed Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAGONER OK
Recording Date	Jan 23, 2019
Property Address	321 S 28TH ST, BROKEN ARROW, OK 74014-2378
Document Number	0000000771
Book / Page	002478 / 000565
Instrument Date	Jan 15, 2019
Instrument	771
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	321 S 28 ST BROKEN BROKEN ARROW OK 74014, BROKEN ARROW, OK 74014

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAGONER OK
Property Address	321 S 28TH ST, BROKEN ARROW, OK 74014-2378
Document Number	0000006172
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5403 E 103RD PL TULSA OK 741376028, TULSA, OK 74137-6028

Mortgage

Document Number	0000006172
Date	May 23, 2018
Book Page	002432/000655
Instrument	6172

Lender

Name	OKLAHOMA CAP BK
Address	TULSA, OK 74126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	May 22, 2020

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WAGONER OK
Recording Date	Jan 22, 2018
Property Address	321 S 28TH ST, BROKEN ARROW, OK 74014-2378
Document Number	0000000887
Instrument Date	Jan 12, 2018
Instrument	2018-00887
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5403 E 103RD PL, TULSA, OK 74137-6028

Mortgage

Document Number	0000000888
Date	Jan 22, 2018
Instrument	2018-00888

Lender

Name	OKLAHOMA CAPITAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 17, 2018

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 321 S 28th St was $2,311.

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Broken Arrow City
County	Wagoner County
Unified School District	Broken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,918 (+5%) Land $3,084 Building $17,834	$186,771 (-19.31%) Land $27,536 Building $159,235
2025	$2,311.00	$19,922 Land $2,937 Building $16,985	$231,474 Land $33,000 Building $198,474
2023	$2,083.00 (+4.52%)	$18,070 (+5%) Land $2,684 Building $15,386	$233,405 (+51.9%) Land $33,000 Building $200,405
2022	$1,993.00	$17,210 Land $2,576 Building $14,634	$153,659 Land $23,000 Building $130,659

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 S 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 S 28th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROKEN ARROW MUNICIPAL AUTHORITY serves 116,330 people · EPA ID OK1021508
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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