321 S 28th Ave, Yuma, AZ 85364 Property Records

Yuma County property record for 321 S 28th Ave, Yuma, AZ 85364

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 972 sqft · built 1996
Lot Size	0.104 acres (4,507 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Aug 2026)
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2025 Foreclosure + 4 more
Flood Zone	Zone X (moderate risk)
APN	`632-44-014`

Property Details

APN / Parcel Number

Primary APN	`632-44-014`
Alternative APNs	`R0051126` `11322014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	972 sqft Living Area
Gross Area	1,260 sqft
1st Floor Area	972 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,507 sqft (0.104 acres)
View / Lot	Interior
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0051126
Street Address	321 S 28TH AVE
City	YUMA
State	AZ
Zip	85364-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SUBDIVISION: SU CASA GARDENS LOT: 14 SECTION: 19 TOWNSHIP: 08S RANGE: 23W
Legal Range	23W
Legal Township	08S
Legal Section	19
Legal Subdivision	SU CASA GARDENS
Legal Lot Number	14
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1016
Census Tract	404

Owner

321 S 28th Ave is owned and occupied by an individual who bought it in August 2026.

Source: Yuma County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	321 S 28TH AVE, YUMA, AZ 85364-1645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · FHA Mortgage EFINITY FINANCIAL
Dec 24, 2025	Trustee's Deed, Foreclosure Foreclosure Auction
Jul 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 4, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Feb 4, 2019	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Dec 24, 2025 · Amount on File
Deed Document Number	202621691
Prior Transfer Date	Dec 23, 2025
Prior Transfer Doc	0000031438
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Aug 28, 2026
Property Address	321 S 28TH AVE, YUMA, AZ 85364-1645
Document Number	0000021691
Instrument Date	Aug 21, 2026
Instrument	202621691
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	BLUEINK TITLE AGENCY LLC, BLUEINK TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S 28TH AVE, YUMA, AZ 85364-1645

Mortgage

Document Number	0000021692,
Date	Aug 28, 2026
Instrument	202621692

Lender

Name	EFINITY FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000021693,
Date	Aug 28, 2026
Instrument	202621693

Lender

Name	INDUSTRIAL DEV AUTH

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

December 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	YUMA AZ
Recording Date	Dec 24, 2025
Property Address	321 S 28TH AVE, YUMA, AZ 85364-1645
Document Number	0000031438
Map Reference	MB 14 PG 69
Instrument Date	Dec 23, 2025
Instrument	2025-31438
Transaction Type	Foreclosure
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 779, SOMERTON, AZ 85350-0779

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	321 S 28TH AVE, YUMA, AZ 85364-1645
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S 28TH AVE, YUMA, AZ 85364-1645

Mortgage

Document Number	0000028663
Date	Jul 29, 2021
Instrument	2021-28663

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	332 Months
Due	Mar 1, 2049

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Aug 4, 2021
Property Address	321 S 28TH AVE, YUMA, AZ 85364-1645
Document Number	0000029610
Map Reference	MB 14 PG 69
Instrument Date	Aug 4, 2021
Instrument	2021-29610
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 S 28TH AVE, 321, YUMA, AZ 85364-1645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S 28TH AVE, YUMA, AZ 85364-1645

Mortgage

Document Number	0000029611
Date	Aug 4, 2021
Instrument	2021-29611

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	321 S 28TH AVE, YUMA, AZ 85364-1645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CTI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007575
Date	Mar 27, 2017
Instrument	2017-07575

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	MESA, AZ 85203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Feb 4, 2019
Property Address	321 S 28TH AVE, YUMA, AZ 85364-1645
Document Number	0000002686
Map Reference	MB 14 PG 69
Instrument Date	Jan 4, 2019
Instrument	2019-02686
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 S 28TH AVE, 321, YUMA, AZ 85364-1645

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 S 28TH AVE, YUMA, AZ 85364-1645

Mortgage

Document Number	0000002687
Date	Feb 4, 2019
Instrument	2019-02687

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 321 S 28th Ave was $1,309.

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Municipality	Yuma City
Elementary School District	Crane Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,245 (+4.99%) Land $3,720 Building $8,525	$163,676 (-3.77%) Land $49,725 Building $113,951
2025	$1,309.00	$11,663 Land $2,263 Building $9,400	$170,093 Land $33,000 Building $137,093
2023	$1,202.00	$10,578 Land $2,451 Building $8,127	$142,408 Land $33,000 Building $109,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 S 28th Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 S 28th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YUMA serves 103,264 people · EPA ID AZ0414024
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Mar 2022
Treatment and Procedure	Organic carbon removal Oct 2021
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Allo Communications, T-Mobile.

Nearby Properties on S 28th Ave

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