321 S 27th St, Goshen, IN 46528 Property Records

Elkhart County property record for 321 S 27th St, Goshen, IN 46528

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1968
Lot Size	0.395 acres (17,206 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Feb 2023)
Tax Bill	$1,269 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-11-11-163-006.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-11-163-006.000-015`
Alternative APN	`1111163006015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,206 sqft (0.395 acres)
Lot Dimensions	132 ft deep x 130 ft wide
View / Lot	Extra Front

Exterior Amenities

Porch	Open Frame Porch
Porch Area	15 sqft
Deck Area	Deck Area
Patio Area	16 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	321 S 27TH ST
City	GOSHEN
State	IN
Zip	46528-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	WILDENS 2ND E G LOT 459 & 461 & 463 & N 10 LOT 465
Legal Subdivision	WILDENS 2ND
Legal Block	163
Legal Lot Number	463
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	1
Census Block	1003
Census Tract	202

Owner

321 S 27th St is owned by an individual who bought it in February 2023.

Source: Elkhart County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	325 S 27TH ST, GOSHEN, IN 46528-3631
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2023 · Amount on File
Deed Sale	Feb 3, 2023 · Amount on File
Deed Document Number	20231900
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Feb 3, 2023
Property Address	321 S 27TH ST, GOSHEN, IN 46528-3631
Document Number	0000001900
Map Reference	MB 77 PG 47
Instrument Date	Jan 23, 2023
Instrument	2023-01900
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	MTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 S 27TH ST, GOSHEN, IN 46528-3631
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001901
Date	Feb 3, 2023
Instrument	2023-01901

Lender

Name	INTERRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	Other
Margin	3
Max Rate	13.6%

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,400 (+6.37%) Land $12,400 Building $41,000	$53,400 (+6.37%) Land $12,400 Building $41,000
2024	$1,269.00	$50,200 (+5.02%) Land $12,400 Building $37,800	$50,200 (+5.02%) Land $12,400 Building $37,800
2023		$47,800 (+33.52%) Land $12,400 Building $35,400	$47,800 (+33.52%) Land $12,400 Building $35,400
2022	$917.00	$35,800 Land $4,700 Building $31,100	$35,800 Land $4,700 Building $31,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 321 S 27th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 S 27th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20