321 S 1st Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 321 S 1st Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1930
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$295,930 (Jul 2026)
Tax Bill	$2,971 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RPS0494009006AA`

Property Details

APN / Parcel Number

Primary APN	`RPS0494009006AA`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,520 sqft Finished Area
1st Floor Area	2,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	6,360 sqft (0.146 acres)
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 S 1ST AVE
City	SANDPOINT
State	ID
Zip	83864-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEILS 3RD ADDN BLK 9, W 85FT OF S 75FT
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEILS 3RD ADD
Legal Block	9
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	4
Census Block	4015
Census Tract	950300

Owner

321 S 1st Ave is owned and occupied by an individual who bought it in July 2026.

Source: Bonner County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	321 S 1ST AVE, SANDPOINT, ID 83864-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 6, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN WEST BANK
Apr 18, 2017	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Prior Sale	Nov 6, 2025
Deed Document Number	20261064330
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 10, 2026
Property Address	321 S 1ST AVE, SANDPOINT, ID 83864-1201
Document Number	0001064330
Instrument Date	Jul 3, 2026
Instrument	20261064330
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE ESCROW, FLYING S TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S 1ST AVE, SANDPOINT, ID 83864-1201

Mortgage

Document Number	0001064330,
Date	Jul 10, 2026
Instrument	20261064330

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	Nov 6, 2025
Property Address	321 S 1ST AVE, SANDPOINT, ID 83864-1201
Document Number	0001054542
Map Reference	MB 1 PG 61
Instrument Date	Nov 6, 2025
Instrument	1054542
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 S 1ST AVE, SANDPOINT, ID 83864-1201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CESSNA LN, RABUN GAP, GA 30568-3505

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	321 S 1ST AVE, SANDPOINT, ID 83864-1201
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 S 1ST AVE, SANDPOINT, ID 83864-1201

Mortgage

Document Number	0000998875
Date	Jan 11, 2022
Instrument	998875

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	SANDPOINT, ID 83864

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	321 S 1ST AVE, SANDPOINT, ID 83864-1201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	904105
Date	Apr 18, 2017
Instrument	904105

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	SANDPOINT, ID 83864

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 321 S 1st Ave was $2,971.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,971.00	$436,466 (-2.15%) Land $260,066 Building $176,400	$436,466 (-2.15%) Land $260,066 Building $176,400
2025	$2,971.00	$446,036 Land $260,066 Building $185,970	$446,036 Land $260,066 Building $185,970
2023	$3,155.00	$462,257 Land $241,388 Building $220,869	$462,257 Land $241,388 Building $220,869

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 S 1st Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1982–2011)
Most Recent Claim	Jun 2011 · tidal / storm surge
Claims by Event	Severe Storms, Snowmelt, Land/mud Slides, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 S 1st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ziply Fiber.

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