Horry County property record for 321 Rycola Cir, Myrtle Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,514 sqft · built 2020 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Apr 2025) |
| Tax Bill | $863 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-10-04-0076 |
| Primary APN | 459-10-04-0076 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 321 RYCOLA CIR |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29575-5121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD SOUTH COURSE PH 1A; LOT 13 |
| Legal Subdivision | OLD SOUTH COURSE PH 1A |
| Legal Lot Number | 13 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 51404 |
Source: Horry County records · APN 459-10-04-0076
Assessment roll updated September 13, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 RYCOLA CIR, MYRTLE BEACH, SC 29575-5121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FEDERAL CREDIT UNION |
| Jul 07, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG |
| Oct 11, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 04, 2025 · Amount on Record |
| Deed Sale | Apr 04, 2025 · Amount on Record |
| Prior Sale | Jul 07, 2020 · Amount on Record |
| Deed Document Number | 2025000036119 |
| Deed Book / Page | 4929 / 494 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 321 RYCOLA CIR, SURFSIDE BEACH, SC 29575-5121 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 321 RYCOLA CIR, MYRTLE BEACH, SC 29575-5121 |
| Document Number | 64610000000508 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 0000006461/0000000508 |
| Name | SOUTH CAROLINA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Jul 07, 2020 |
| Property Address | 321 RYCOLA CIR, SURFSIDE BEACH, SC 29575-5121 |
| Document Number | 4324/1624 |
| Book / Page | 004324 / 001624 |
| Instrument Date | Jul 07, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $884.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 RYCOLA CIR SURFSIDE BEACH SC 295755121, SURFSIDE BEACH, SC 29575-5121 |
| Document Number | 6234/2193 |
|---|---|
| Date | Jul 07, 2020 |
| Book Page | 006234/002193 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 06, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Oct 11, 2019 |
| Property Address | 321 RYCOLA CIR, SURFSIDE BEACH, SC 29575-5121 |
| Document Number | 4250/3260 |
| Book / Page | 004250 / 003260 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 03, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $857.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 RYCOLA CIR SURFSIDE BEACH SC 295755121, SURFSIDE BEACH, SC 29575-5121 |
| Document Number | 6139/1320 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 006139/001320 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2049 |
Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $863.00 | ||
| 2024 | $863.00 (+10.5%) | $21,390 (+136.09%) Land $7,500 Building $13,890 | $356,497 (+57.39%) Land $125,000 Building $231,497 |
| 2023 | $781.00 (-17.44%) | $9,060 (-33.33%) Land $1,810 Building $7,250 | $226,500 (-) Land $45,300 Building $181,200 |
| 2021 | $946.00 | $13,590 Land $2,718 Building $10,872 | $226,500 Land $45,300 Building $181,200 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 89 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 89 in force |
| Nearby Flood Claims | 82 (1983–2019) |
| Claims Outside the SFHA | 78 of 82 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Horry Telephone Cooperative Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 288 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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