Cumberland County property record for 321 Rutherford St, Spring Lake, NC 28390
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1956 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Sep 2026) |
| Tax Bill | $856 (2026) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501-94-3329 |
| Primary APN | 0501-94-3329 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 672 sqft Heated Area |
| 1st Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 96 ft deep x 50 ft wide |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 321 RUTHERFORD ST |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-3620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R6 |
| Legal Description | HOUSE 321 RUTHERFORD ST LOT 54 X 134 |
| Legal Subdivision | TOWN OF SPRING LAKE |
| Legal Block | 94 |
| Legal Lot Number | 3329 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 3502 |
321 Rutherford St, a rural home, is owned by two individuals who bought it in September 2026.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 168 RIVERVIEW DR, VASS, NC 28394-9738 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2026 · Amount on File |
| Deed Sale | Sep 10, 2026 · Amount on File |
| Prior Sale | Mar 18, 2025 · Amount on File |
| Deed Document Number | 202630389 |
| Deed Book / Page | 12620 / 508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Sep 10, 2026 |
| Property Address | 321 RUTHERFORD ST, SPRING LAKE, NC 28390-3620 |
| Document Number | 0000030389 |
| Book / Page | 12620 / 508 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202630389 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $58,580.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 168 RIVERVIEW DR, VASS, NC 28394-9738 |
The 2026 property tax bill for 321 Rutherford St was $856.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $856.00 | ||
| 2025 | $856.00 (+5.03%) | $31,038 (+32.73%) Land $5,750 Building $25,288 | $31,038 (+32.73%) Land $5,750 Building $25,288 |
| 2024 | $815.00 (+18.12%) | $23,384 (-) Land $3,250 Building $20,134 | $23,384 (-) Land $3,250 Building $20,134 |
| 2023 | $690.00 | $23,384 Land $3,250 Building $20,134 | $23,384 Land $3,250 Building $20,134 |
| 2022 | $690.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 321 Rutherford St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 321 Rutherford St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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