321 Rowena Ln, Dunedin, FL 34698 Property Records

Pinellas County property record for 321 Rowena Ln, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,856 sqft · built 1950
Lot Size0.244 acres (10,620 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Sep 2020)
Tax Bill$6,277 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Apr 2020 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APNC62-000-742-2615-0

Property Details

APN / Parcel Number

Primary APNC62-000-742-2615-0
Alternative APNs
  • 22-28-15-23310-021-0010
  • 281522233100210010
  • 152822233100210010
  • R235140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,856 sqft Living Area
Gross Area2,103 sqft
1st Floor Area1,856 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,620 sqft (0.244 acres)
Lot Dimensions120 ft deep x 87 ft wide
Garage TypeCarport
Garage Area247 sqft
CarportCarport
Carport Area247 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPatio
Porch Area308 sqft
Deck Area308 sqft
Patio Area308 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR235140
Street Address321 ROWENA LN
CityDUNEDIN
StateFL
Zip34698-3324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUNEDIN ISLES NO. 1 BLK 21, LOT 1 & WLY 1/2 OF LOT 2
Legal Range15E
Legal Township28S
Legal Section22
Legal SubdivisionDUNEDIN ISLES NO. 1
Legal Tract23310
Legal Block21
Legal Lot Number1,2
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1012
Census Tract27105

Owner

321 Rowena Ln is owned and occupied by two individuals who bought it in September 2020.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address321 ROWENA LN, DUNEDIN, FL 34698-3324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Apr 13, 2020Warranty Deed, Transfer
PROFESSIONAL TITLE SOLUTIONS
Feb 5, 2020Court-Ordered Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2020 · Amount on File
Deed SaleSep 11, 2020 · Amount on File
Prior SaleApr 13, 2020 · Amount on File
Deed Document Number2020272181
Deed Book / Page21161 / 1738
Prior Transfer DateJan 29, 2020
Prior Transfer Doc0208700150
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 11, 2020
Property Address321 ROWENA LN, DUNEDIN, FL 34698-3324
Document Number0211611738
Book / Page21161 / 1738
Map ReferenceMB 20 PG 34-37
Instrument DateSep 9, 2020
Instrument2020272181
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyTITLE AGENCY OF FLORIDA

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2469 BOND AVE, 2469, CLEARWATER, FL 33759-1200

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 ROWENA LN, DUNEDIN, FL 34698-3324

Mortgage

Document Number0211611740
DateSep 11, 2020
Instrument21161/1740
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 13, 2020
Property Address321 ROWENA LN, DUNEDIN, FL 34698-3324
Document Number0209621073
Book / Page020962 / 001073
Instrument DateApr 13, 2020
Instrument121320
Transaction TypeTransfer
Record UpdatedMay 6, 2020
Title CompanyPROFESSIONAL TITLE SOLUTIONS

Transaction

AmountAmount on Record
Tax$2,069.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2469 BOND AVE CLEARWATER FL 337591200, CLEARWATER, FL 33759-1200

February 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionPINELLAS FL
Recording DateFeb 5, 2020
Property Address321 ROWENA LN, DUNEDIN, FL 34698-3324
Document Number0208700150
Book / Page020870 / 000150
Instrument DateJan 15, 2020
Instrument37729
Transaction TypeForeclosure
Record UpdatedFeb 21, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$1,858.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 8428 SEMINOLE FL 337758428, SEMINOLE, FL 33775-8428

Tax Assessment & Valuation

The 2025 property tax bill for 321 Rowena Ln was $6,277 with a homeowner's exemption, up 5.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,277.00 (+5.67%) Homeowner's exemption$398,161$539,960 Land $270,472 Building $269,488
2024$5,940.00 (+1.43%)
2023$5,856.00 (+2.72%) Homeowner's exemption$375,670 (+3%)$542,978 (+14.61%) Land $328,574 Building $214,404
2022$5,701.00 Homeowner's exemption$364,728$473,777 Land $307,842 Building $165,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Rowena Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 155 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies263 units insured
incl. 108 condo units
Nearby Flood Claims196 (1978–2024)
Claims Outside the SFHA11 of 196
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 83 claims
  • Hurricane Idalia, Aug 2023 · 10 claims
  • Hurricane Elena, Aug 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 Rowena Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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