Young County property record for 321 Rosser Ranch Rd, Graham, TX 76450
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,488 sqft · built 1980 |
| Lot Size | 1.87 acres (81,457 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,278 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2020 Document + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00102-0400-0000 |
| Primary APN | 00102-0400-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,488 sqft Living Area |
| Gross Area | 5,972 sqft |
| 1st Floor Area | 2,488 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 81,457 sqft (1.87 acres) |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Porch | Porch |
| Porch Area | 252 sqft |
| Patio Area | 656 sqft |
| Heating System | Central |
|---|
| Street Address | 321 ROSSER RANCH RD |
|---|---|
| City | GRAHAM |
| State | TX |
| Zip | 76450-6703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | W M FITE - A-0102 |
| Legal Subdivision | WILLIAM FITE SURVEY ABSTRACT NO 102 |
| Legal Tract | 4 |
| Legal Block | 400 |
| Jurisdiction | YOUNG TX |
| Township / Civil Division | GRAHAM |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 950402 |
321 Rosser Ranch Rd, a rural home, is owned and occupied by an individual who acquired it in May 2020.
Source: Young County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 ROSSER RANCH RD, GRAHAM, TX 76450-6703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2020 | Deed of Trust, Mortgage · Loan Assumption LISA MICHELLE KINKEAD |
| May 19, 2020 | |
| Jan 15, 2020 | Vendor's Lien, Transfer · Construction Mortgage INTERBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2020 |
| Deed Sale | May 19, 2020 |
| Prior Sale | Jan 15, 2020 · Amount on File |
| Deed Document Number | 20201251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOUNG TX |
| Property Address | 321 ROSSER RANCH RD, GRAHAM, TX 76450-6703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20001424 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 20001424 |
| Name | LISA MICHELLE KINKEAD |
|---|---|
| Type | Private Party |
| Address | 804 INDIANA ST, GRAHAM, TX 76450 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount on Record |
| Jurisdiction | YOUNG TX |
|---|---|
| Recording Date | May 19, 2020 |
| Property Address | 321 ROSSER RANCH RD, GRAHAM, TX 76450-6703 |
| Document Number | 20001251 |
| Instrument Date | May 19, 2020 |
| Instrument | 20001251 |
| Record Updated | May 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 804 INDIANA ST, 804, GRAHAM, TX 76450-3609 |
| Name | Verified Name |
|---|---|
| Address | 321 ROSSER RANCH RD, GRAHAM, TX 76450-6703 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | YOUNG TX |
| Recording Date | Jan 15, 2020 |
| Property Address | 321 ROSSER RANCH RD, GRAHAM, TX 76450-6703 |
| Document Number | 20000107 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 20000107 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | NOT AVAILABLE, BRAZOS TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 ROSSER RANCH RD, 321, GRAHAM, TX 76450-6703 |
| Name | Verified Name |
|---|---|
| Address | 327 BUTLER POINT RD, GRAFORD, TX 76449-3155 |
| Document Number | 20000108 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 20000108 |
| Name | INTERBANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 321 Rosser Ranch Rd was $7,278, up 5% from the year before.
Source: Young County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Young County |
| Unified School District | Graham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,278.00 (+5.04%) | $384,960 (+5.03%) Land $37,400 Building $347,560 | $384,960 (+5.03%) Land $37,400 Building $347,560 |
| 2025 | $6,929.00 | $366,540 Land $37,400 Building $329,140 | $366,540 Land $37,400 Building $329,140 |
| 2023 | $344,760 Land $44,880 Building $299,880 | $344,760 Land $44,880 Building $299,880 | |
| 2022 | $6,651.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Rosser Ranch Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2015–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Rosser Ranch Rd is very high, ranking above 90% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT BELKNAP WSC serves 8,070 people · EPA ID TX2520007 |
|---|---|
| Water Source | Purchased surface water from CITY OF GRAHAM |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brazos Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| New Source Broadband Fixed Wireless | 100 / 50 |
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