Story County property record for 321 River St, Cambridge, IA 50046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,335 sqft · built 1972 |
| Lot Size | 0.414 acres (18,034 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,780 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-21-260-200 |
| Primary APN | 14-21-260-200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,335 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| Basement Area | 1,335 sqft |
| Unfinished Basement | 1,335 sqft |
| Game Room | Game Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,034 sqft (0.414 acres) |
| Lot Dimensions | 127 ft deep x 142 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | 149 sqft |
| Patio Area | 149 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 321 RIVER ST |
|---|---|
| City | CAMBRIDGE |
| State | IA |
| Zip | 50046-7786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O T LOTS 1 & 4 BLK 15 |
| Legal Range | 23W |
| Legal Township | 82N |
| Legal Section | 21 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 15 |
| Legal Lot Number | 1,4 |
| Jurisdiction | STORY IA |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 10102 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 RIVER ST, CAMBRIDGE, IA 50046-7786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Cambridge City |
| County | Story County |
| Unified School District | Ballard Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,780.00 (+8.42%) Homeowner's exemption | $182,700 (+13.76%) Land $63,400 Building $119,300 | $182,700 (+13.76%) Land $63,400 Building $119,300 |
| 2024 | $2,564.00 (-0.7%) | ||
| 2023 | $160,600 Land $47,500 Building $113,100 | $160,600 Land $47,500 Building $113,100 | |
| 2022 | $2,582.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER SUPPLY serves 832 people · EPA ID IA8509069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Huxley Communications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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