321 River Rd, Phillipsburg, NJ 08865 Property Records

Warren County and Pohatcong Township property record for 321 River Rd, Phillipsburg, NJ 08865

Property Summary

Property TypeSingle Family Home
Details1,554 sqft · built 1887
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Nov 2021)
Tax Bill$7,909 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN20-00112-0000-00004

Property Details

APN / Parcel Number

Primary APN20-00112-0000-00004
Alternative APN
  • 200011200004

Interior

Stories2 Stories
Building Area1,554 sqft Living Area

Exterior

Year BuiltBuilt 1887
Effective Year BuiltEffective 1887
Construction TypeFrame
Lot Area12,197 sqft (0.28 acres)

Location & Zoning

Street Address321 RIVER RD
CityPHILLIPSBURG
StateNJ
Zip08865-7630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionTOWNSHIP/ POHATCONG
Legal Block112
Legal Lot Number4
JurisdictionWARREN NJ
Township / Civil DivisionPOHATCONG
Census Block Group3
Census Block3007
Census Tract32300

Owner

Source: Warren County and Pohatcong Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 RIVER RD, PHILLIPSBURG, NJ 08865-7630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2021 · Amount on Record
Deed SaleNov 15, 2021 · Amount on Record
Prior SaleJul 31, 2012 · Amount on Record
Deed Document Number2021565380
Deed Book / Page3214 / 262
Prior Transfer DateFeb 26, 2003
Prior Transfer Doc0018570104
Record UpdatedSep 20, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionWARREN NJ
Recording DateNov 15, 2021
Property Address321 RIVER RD, PHILLIPSBURG, NJ 08865-7630
Document Number003214/262
Book / Page3214 / 262
Instrument DateNov 8, 2021
Instrument2021-565380
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address301 RIVER RD, 301, PHILLIPSBURG, NJ 08865-7630

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address321 RIVER RD, PHILLIPSBURG, NJ 08865-7630

Mortgage

Document Number2021565381
DateNov 15, 2021
Instrument2021-565381
Lender
NameCITIZENS & NORTHERN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Warren County and Pohatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyWarren County
County SubdivisionPohatcong Township
Unified School DistrictPohatcong Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$174,400 (-) Land $52,600 Building $121,800$174,400 (-) Land $52,600 Building $121,800
2025$7,909.00 (+4.07%)$174,400 (-) Land $52,600 Building $121,800$174,400 (-) Land $52,600 Building $121,800
2024$7,600.00 (+5.12%)
2023$174,400 Land $52,600 Building $121,800$174,400 Land $52,600 Building $121,800
2022$7,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims58 (1986–2021)
Claims Outside the SFHA13 of 58
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 10 claims
  • Severe Storms And Flooding, Jun 2006 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Cable
1,000 / 40
Starlink
Satellite
280 / 30

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

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